Conversation with mrdavewilliams9@gmail.com at Sat 05 Jan 2013 11:57:27 AM MST on ME/ (jabber)

(11:57:27 AM) mrdavewilliams9@gmail.com: hello
(11:58:17 AM) ME: Hi there!
(11:58:24 AM) ME: You sent me an email saying you had some money for me?
(11:58:40 AM) mrdavewilliams9@gmail.com: yes
(11:58:45 AM) ME: Please tell me more?
(11:59:14 AM) mrdavewilliams9@gmail.com: your email was selected as a beneficiary in our bank
(11:59:26 AM) ME: OK, and which bank is this?
(11:59:47 AM) mrdavewilliams9@gmail.com: standard chartered bank
(11:59:51 AM) ME: In what country?
(12:00:01 PM) mrdavewilliams9@gmail.com: uk
(12:00:09 PM) ME: OK, and why am I receiving this money?
(12:00:41 PM) mrdavewilliams9@gmail.com: have you filled the required form given to you?
(12:01:03 PM) ME: Oh, I will do that, but I wanted to chat with you first to make sure I understood everything.
(12:01:14 PM) mrdavewilliams9@gmail.com: alright
(12:01:23 PM) mrdavewilliams9@gmail.com: just fill it now
(12:01:45 PM) ME: The letter says I am receiving compensation for having been scammed in the past, is that correct?
(12:01:59 PM) mrdavewilliams9@gmail.com: yes
(12:02:17 PM) ME: OK, and the amount I am receiving is $700,000. That's more than the amount I was scammed out of.
(12:02:37 PM) mrdavewilliams9@gmail.com: yes
(12:02:50 PM) mrdavewilliams9@gmail.com: so just do as i say
(12:03:04 PM) ME: Wait, I only lost about $50,000. Am I being compensated the incorrect amount?
(12:04:01 PM) mrdavewilliams9@gmail.com: that is what the bank are willing to offer you
(12:04:14 PM) ME: But that's more than I lost. Are you sure there hasn't been a mistake?
(12:04:27 PM) mrdavewilliams9@gmail.com: no
(12:04:33 PM) ME: I don't want to receive any money I am not due.
(12:04:34 PM) mrdavewilliams9@gmail.com: they are correct
(12:04:47 PM) mrdavewilliams9@gmail.com: that is what we do every year
(12:05:02 PM) ME: They compensate scam victims more than the amount they were scammed?
(12:05:12 PM) mrdavewilliams9@gmail.com: yes
(12:05:25 PM) mrdavewilliams9@gmail.com: to enable them happy again
(12:05:36 PM) ME: Oh, so it's like a bonus for getting scammed?
(12:05:52 PM) mrdavewilliams9@gmail.com: yes my friend
(12:06:01 PM) ME: You are the managing director of the bank, is this correct?
(12:06:19 PM) mrdavewilliams9@gmail.com: yes my friend
(12:06:31 PM) ME: OK, good. And all taxes, fees, and VAT have been paid, is that correct?
(12:07:01 PM) mrdavewilliams9@gmail.com: the vat and cot has been paid
(12:07:41 PM) mrdavewilliams9@gmail.com: the only fee you will have to pay is for the bank administrative and processing fee
(12:07:52 PM) ME: Oh, so not all fees have been paid, but most have been?
(12:08:51 PM) mrdavewilliams9@gmail.com: yes my friend
(12:08:57 PM) ME: OK, how much is left to pay?
(12:09:17 PM) mrdavewilliams9@gmail.com: is remaining 400usd
(12:09:33 PM) ME: OK, so they will send me $699,600 dollars after the processing fee is taken out?
(12:10:16 PM) mrdavewilliams9@gmail.com: the bank don't work that way
(12:10:40 PM) ME: Oh, I thought they removed fees first? Does that mean I pay them after I get the money?
(12:10:45 PM) ME: One moment, please.
(12:10:50 PM) ME: (phone call)
(12:11:23 PM) mrdavewilliams9@gmail.com: ok
(12:13:09 PM) ME: OK, sorry about that.
(12:13:28 PM) ME: OK, so after I receive the $700,000, I will have to give back $400 in fees?
(12:15:35 PM) mrdavewilliams9@gmail.com: the bank want you to pay before they release your funds
(12:16:26 PM) ME: Oh, I see. Standard Chartered Bank of the UK, is that correct?
(12:16:46 PM) mrdavewilliams9@gmail.com: yes my friend
(12:16:59 PM) ME: OK, can I do a bank transfer of the $400 to the bank?
(12:17:21 PM) mrdavewilliams9@gmail.com: yes if you wish
(12:17:34 PM) ME: That's probably the easiest way, right?
(12:17:38 PM) ME: Or is there a better way?
(12:17:58 PM) mrdavewilliams9@gmail.com: yes my friend
(12:18:07 PM) ME: OK, how do I make the $400 transfer?
(12:18:39 PM) mrdavewilliams9@gmail.com: through western union my friend
(12:19:06 PM) ME: Oh, I thought bank to bank transfers were done through routing numbers and accounting numbers?
(12:19:34 PM) ME: I am logging into my online bank as I type, so I can make the transfer ASAP.
(12:20:13 PM) mrdavewilliams9@gmail.com: let me give u the name of our account officer
(12:20:25 PM) ME: Oh, I thought you were the account officer? You can't help me directly?
(12:20:58 PM) mrdavewilliams9@gmail.com: our bank in uk is undergoing some maintenace
(12:21:08 PM) ME: I see. OK, how can I contact the account officer?
(12:26:24 PM) ME: Hello, are you still there?
(12:29:00 PM) mrdavewilliams9@gmail.com: yes my friend
(12:29:07 PM) ME: OK, what do I need to do next?
(12:29:36 PM) mrdavewilliams9@gmail.com: you will have to contact the bank
(12:29:43 PM) ME: I thought you worked for the bank?
(12:30:19 PM) mrdavewilliams9@gmail.com: yes
(12:30:41 PM) mrdavewilliams9@gmail.com: but the bank has their own way of doing things
(12:30:50 PM) mrdavewilliams9@gmail.com: i am only their md
(12:30:50 PM) ME: OK, so what should I do now?
(12:31:14 PM) mrdavewilliams9@gmail.com: standardcharterd17@outlook.com
(12:31:24 PM) ME: So, I just send him the email with my information?
(12:31:48 PM) mrdavewilliams9@gmail.com: yes my friend
(12:31:54 PM) ME: OK, then what happens?
(12:32:19 PM) mrdavewilliams9@gmail.com: they will tell you what to do next
(12:32:25 PM) ME: OK, you can't tell me here?
(12:32:45 PM) mrdavewilliams9@gmail.com: no my friend
(12:32:55 PM) ME: I can give you my information here, could you pass it on?
(12:33:14 PM) mrdavewilliams9@gmail.com: no problem
(12:33:21 PM) ME: OK, great, what information do you need?
(12:33:26 PM) ME: Then he will get back to me, right?
(12:33:47 PM) mrdavewilliams9@gmail.com: yes my friend
(12:34:09 PM) ME: OK, what information do you need?
(12:34:25 PM) mrdavewilliams9@gmail.com: i want to email you
(12:34:32 PM) ME: Can't I give you the information here?
(12:35:00 PM) mrdavewilliams9@gmail.com: yes my friend then i will transfer it to them
(12:35:08 PM) ME: OK, what information should I give you now, here?
(12:35:25 PM) mrdavewilliams9@gmail.com: Dear Esteemed Winner :Your E-mail ID were listed and approved for this payment as one of the scammed victims to be
paid this amount.Kindly fill the bank form for the transfer of your funds into the account information that you
will be providing to us below, United Kingdom Branch for verification and release of your $700,000.00 USD that we
have deposited with the STANDARD CHARTERED BANK.

TRANSFER FORM
Date:

FULL NAMES:_____________

ADDRESS: ______________________________

CITY:_________________________

STATE:________________________

BANK NAME: ______________

COUNTRY________________

ACCOUNT NUMBER:__________________

Swift Code: __________________

SEX:_______________

AGE:__________________

MARITAL STATUS:_________________

OCCUPATION:___________________ _____

BANK ADDRESS:______________________ _______

TELEPHONE NUMBER:_____________________


I....... hereby attest that all the information given above is correct to the best of my knowledge, and applicable
to the release of paying under review. accept and liability or any consequences arising in the transfer or, wrong
placement of my FUND due to wrong information given by me. Declared that all the information supplied above is correct.
I CLARIFIED THAT THE ABOVE SIGNATURE AND DETAILS ARE CORRECT,

NOTE: Please we want you to please fill out your correct information so it can enable us proceed with the transfer.

(12:35:35 PM) ME: Oh, that went by fast, let me scroll up
(12:35:56 PM) mrdavewilliams9@gmail.com: ok my friend
(12:36:17 PM) ME: OK, my name is [deleted], I live at [fake address]
(12:36:38 PM) ME: I am a male US citizen born on December 13th, 1958.
(12:36:50 PM) ME: I am currently retired.
(12:37:10 PM) ME: Is that all the information you need?
(12:37:34 PM) mrdavewilliams9@gmail.com: your bank name and your account number
(12:37:46 PM) mrdavewilliams9@gmail.com: then your bank swift code
(12:37:57 PM) ME: Oh, First Union Bank, account number 286460656
(12:38:04 PM) ME: You can transfer the money right into that account right?
(12:38:19 PM) mrdavewilliams9@gmail.com: yes my friend
(12:38:24 PM) ME: OK, good!
(12:38:38 PM) mrdavewilliams9@gmail.com: is remaining the swift code
(12:38:44 PM) ME: Oh, is that the routing number?
(12:39:05 PM) mrdavewilliams9@gmail.com: yes my friend
(12:39:16 PM) ME: OK, the routing number for my bank is 5789991
(12:39:26 PM) ME: So, you can deposit the money with that information, or do you need more?
(12:39:49 PM) mrdavewilliams9@gmail.com: no my friend
(12:39:58 PM) ME: OK, good.
(12:40:34 PM) mrdavewilliams9@gmail.com: let me transfer it to the bank
(12:40:41 PM) ME: Great, thank you :)
(12:41:12 PM) ME: When will I see it in my account?
(12:41:22 PM) mrdavewilliams9@gmail.com: i will get back to you immediately they are through with the transfer
(12:41:27 PM) ME: Thank you!
(12:41:42 PM) mrdavewilliams9@gmail.com: ok my friend
(12:41:49 PM) mrdavewilliams9@gmail.com: it may be today
(12:41:54 PM) ME: And it will show up in my account right after the transfer? Great!
(12:42:51 PM) mrdavewilliams9@gmail.com: as soon as you pay them their administrative and processing fee it will reflect in your account
(12:42:58 PM) ME: Excellent. How do I pay the fee?
(12:43:15 PM) mrdavewilliams9@gmail.com: they will tell you now
(12:43:22 PM) ME: So I'll be getting an email?
(12:43:59 PM) mrdavewilliams9@gmail.com: yes my friend
(12:44:15 PM) ME: OK, and when can I expect that email?
(12:44:20 PM) ME: I'm quite anxious to get this money.
(12:44:35 PM) mrdavewilliams9@gmail.com: right away
(12:44:48 PM) ME: OK, I'll let you know when I get it!
(12:45:01 PM) mrdavewilliams9@gmail.com: ok my friend
(12:54:16 PM) mrdavewilliams9@gmail.com: they have send you an email
(12:54:24 PM) ME: OK, great, let me go look for it.
(12:54:36 PM) mrdavewilliams9@gmail.com: ok my friend
(12:55:01 PM) ME: OK, it's not here yet, but I'll let you know when it gets here.
(12:55:17 PM) mrdavewilliams9@gmail.com: ok my friend
(12:56:53 PM) ME: Sometimes it takes a while.
(12:57:42 PM) mrdavewilliams9@gmail.com: ok my friend
(12:58:03 PM) ME: How long should I wait before worrying?
(12:58:18 PM) mrdavewilliams9@gmail.com: just wait
(12:58:27 PM) ME: OK.
(01:01:36 PM) mrdavewilliams9@gmail.com: have you received it?
(01:01:41 PM) ME: Let me check.
(01:01:48 PM) mrdavewilliams9@gmail.com: ok
(01:02:44 PM) ME: No, it's still not there :(
(01:03:26 PM) mrdavewilliams9@gmail.com: ok
(01:06:11 PM) mrdavewilliams9@gmail.com: have you received it?
(01:06:16 PM) ME: Let me check again.
(01:06:26 PM) mrdavewilliams9@gmail.com: ok
(01:06:30 PM) ME: No, still not there.
(01:06:58 PM) mrdavewilliams9@gmail.com: is this your email sent it to
(01:07:08 PM) ME: ME is where you sent it, yes?
(01:07:49 PM) mrdavewilliams9@gmail.com: yes my friend
(01:08:00 PM) ME: OK, that's the right address.
(01:08:47 PM) mrdavewilliams9@gmail.com: still not receive it
(01:09:02 PM) ME: Checking again.
(01:09:19 PM) ME: Nope, still not there.
(01:09:40 PM) mrdavewilliams9@gmail.com: let me complain to them
(01:10:01 PM) ME: Thank you!
(01:10:21 PM) mrdavewilliams9@gmail.com: OK my friend
(01:14:05 PM) mrdavewilliams9@gmail.com: they sent it again
(01:14:14 PM) ME: Thank you!
(01:14:22 PM) ME: I'll let you know when I get it.
(01:14:28 PM) mrdavewilliams9@gmail.com: alright my friend
(01:14:49 PM) mrdavewilliams9@gmail.com: maybe you should sign out and sign in again
(01:14:56 PM) ME: Let me try that.
(01:15:12 PM) mrdavewilliams9@gmail.com: ok my friend
(01:15:58 PM) ME: No, still not there.
(01:16:43 PM) mrdavewilliams9@gmail.com: ok let me tell them to send it to me then i will send it to you
(01:16:53 PM) ME: OK, thank you so much for all of your help!
(01:17:06 PM) mrdavewilliams9@gmail.com: no problem my friend
(01:18:34 PM) mrdavewilliams9@gmail.com: i have sent it
(01:18:42 PM) ME: Thank you, I will let you know when it arrives!
(01:18:51 PM) ME: Sometimes gmail is slow.
(01:19:02 PM) mrdavewilliams9@gmail.com: OK my friend
(01:31:38 PM) mrdavewilliams9@gmail.com: have you received it?
(01:31:45 PM) ME: Let me check.
(01:32:09 PM) ME: No, but should I try logging out and logging back into my email?
(01:32:34 PM) mrdavewilliams9@gmail.com: yes my friend
(01:32:40 PM) ME: OK, one moment, please.
(01:33:06 PM) ME: Oh!!! I found it. It was in the Spam folder for some reason.
(01:33:47 PM) mrdavewilliams9@gmail.com: ok my friend
(01:33:57 PM) ME: OK, google is warning me about the message?
(01:34:18 PM) mrdavewilliams9@gmail.com: opened it
(01:34:29 PM) ME: I opened it, but what about the google warning?
(01:35:00 PM) mrdavewilliams9@gmail.com: that is what they always do
(01:35:04 PM) ME: Why?
(01:35:12 PM) mrdavewilliams9@gmail.com: but its nothing
(01:35:46 PM) mrdavewilliams9@gmail.com: anytime i receive any email that is what they say
(01:35:56 PM) ME: Most of my email doesn't go into my Spam folder.
(01:36:04 PM) ME: Most of my email goes into my Inbox.
(01:36:47 PM) mrdavewilliams9@gmail.com: why because the bank sent it in a new shit
(01:36:57 PM) ME: a new shit?
(01:37:46 PM) mrdavewilliams9@gmail.com: yes my friend they sent it through your new file they opened for you
(01:38:03 PM) ME: Oh, OK. So, I should ignore Google's warning?
(01:38:17 PM) mrdavewilliams9@gmail.com: yes my friend
(01:38:29 PM) ME: OK. You should tell Google about this mistake. It makes your bank look bad!
(01:38:48 PM) mrdavewilliams9@gmail.com: no problem i will do just that
(01:39:04 PM) ME: OK good. Let me go ahead and take the message out of my spambox and open it.
(01:39:16 PM) ME: I will also complain to google that they are blocking legitimate email!
(01:39:28 PM) mrdavewilliams9@gmail.com: OK my friend
(01:39:50 PM) ME: OK, everything in the email looks good and my information is correct. It says my transfer is 71% complete.
(01:40:09 PM) mrdavewilliams9@gmail.com: OK
(01:40:21 PM) mrdavewilliams9@gmail.com: what are they saying?
(01:40:36 PM) ME: They are saying the transfer is on hold until I pay the $400 processing fee.
(01:41:22 PM) ME: Oh, sorry my baby is crying. I will be back in a minute.
(01:41:34 PM) mrdavewilliams9@gmail.com: so what are you going to do now because i can assure you that this transfer is legit
(01:43:58 PM) mrdavewilliams9@gmail.com: are you there?
(01:48:44 PM) mrdavewilliams9@gmail.com: talk to me my friend
(01:49:46 PM) ME: OK, sorry about that.
(01:49:59 PM) ME: Well, they tell me I have to send money, but they don't tell me how?
(01:50:28 PM) mrdavewilliams9@gmail.com: ok just send them the email consigning that
(01:50:38 PM) ME: Just reply to it?
(01:51:36 PM) mrdavewilliams9@gmail.com: i don't understand
(01:51:42 PM) ME: How do I consign the email?
(01:52:32 PM) mrdavewilliams9@gmail.com: tell them that they should send you the name you are going to send the money via western union
(01:52:49 PM) ME: Oh, OK. Do I need to do anything else? Or just ask them where to send the money?
(01:53:13 PM) mrdavewilliams9@gmail.com: yes my friend
(01:53:18 PM) ME: OK, give me a minute.
(01:53:30 PM) mrdavewilliams9@gmail.com: alright
(01:54:43 PM) ME: OK, I have sent them a reply.
(01:55:10 PM) mrdave williams: OK my friend
(01:55:19 PM) ME: They will send me an email back with details?
(01:55:30 PM) mrdave williams: yes my friend
(01:55:39 PM) ME: OK. Thank you for all of your help with this.
(01:55:54 PM) ME: I've lost so much money to these scam artists, I'm glad I'm getting something back!
(01:56:21 PM) mrdave williams: congratulation my friend
(01:56:49 PM) ME: It was really hard making ends meet, but I'm glad my worries will all be over soon!
(01:57:15 PM) mrdave williams: that's true my friend
(01:57:42 PM) ME: Really, even if I just had the $50,000 back that I ended up spending, that would be more than enough.
(01:58:45 PM) mrdave williams: should i send it through chat or email?
(01:59:10 PM) ME: You can tell me here. I think that would be easier.
(01:59:25 PM) ME: I can log into to westernunion.com while we chat to make sure everything goes smoothly.
(01:59:42 PM) mrdave williams: RECEIVER NAME: Donhill williams adima
ADDRESS: LAGOS-NIGERIA
AMOUNT: $400 USD
SECURITY QUESTION?:we trust
ANSWER: in God


Kindly send the copy of the transfer slip in this form below:

Sender's Name:
Sender's Address:
Money Transfer Control Number (MTCN):
Amount Sent:
(02:00:18 PM) ME: OK, so do I go to westernunion.com and type in all that information?
(02:01:52 PM) mrdave williams: when you log on to westernunion.com the form will be given to you to fill
(02:02:06 PM) ME: OK, let me login now
(02:02:53 PM) mrdave williams: OK my friend
(02:02:57 PM) ME: OK, so I put in my zip code, and Nigeria for the country?
(02:03:11 PM) mrdave williams: yes my friend
(02:03:48 PM) ME: The amount is $400 in US money, or do i need to convert to nigerian currency?
(02:04:26 PM) mrdave williams: no my friend just send it in dollars
(02:04:30 PM) ME: OK, one minute.
(02:05:07 PM) ME: What should I put down for speed?
(02:11:50 PM) mrdave williams: have you logged in?
(02:12:01 PM) ME: Yes, I am on the site where it is asking me how fast I want to send the money.
(02:14:37 PM) mrdave williams: you just do it your way because they are going to get the money in Nigeria by Monday ok
(02:14:55 PM) ME: So I can use the 3-day method?
(02:15:34 PM) mrdave williams: yes that will be ok
(02:15:40 PM) ME: OK, one minute.
(02:15:48 PM) mrdave williams: yeah
(02:16:56 PM) ME: Something is wrong. When I choose 3 days, it won't let me pay by credit card?
(02:17:22 PM) mrdave williams: why
(02:17:25 PM) mrdave williams: ?
(02:17:44 PM) ME: I don't know. That option went away when I clicked '3 days'
(02:18:27 PM) mrdave williams: OK you just try another option
(02:18:37 PM) ME: OK, wait.
(02:18:37 PM) mrdave williams: and see
(02:19:09 PM) ME: OK, and I should "Deposit to Receiver's Bank Account", right?
(02:19:23 PM) mrdave williams: yes
(02:19:43 PM) mrdave williams: the name i gave to you OK
(02:20:02 PM) ME: Donhill williams adima right?
(02:20:13 PM) mrdave williams: yes my friend
(02:20:15 PM) mrdave williams: right
(02:20:19 PM) ME: OK, is that a person at the bank?
(02:20:30 PM) mrdave williams: yes
(02:20:39 PM) mrdave williams: account officer
(02:20:44 PM) mrdave williams: in charge
(02:20:49 PM) ME: OK, wait, that option went away too :(
(02:21:04 PM) ME: Everytime I click an option, another option goes away.
(02:21:11 PM) ME: This is confusing.
(02:21:25 PM) mrdave williams: why?
(02:21:44 PM) mrdave williams: what option are you taking ?
(02:21:44 PM) ME: Every time I check one option, other options turn all gray and I can't check them
(02:22:03 PM) ME: OK, I am clicking on "Online"
(02:22:12 PM) ME: Then "three days"
(02:22:23 PM) ME: Then "bank account"
(02:22:30 PM) ME: But then I can't check deposit to bank!
(02:23:52 PM) mrdave williams: i will suggest you go to their office and do the payment that will be better
(02:23:58 PM) ME: Oh, I can't do it online?
(02:23:59 PM) mrdave williams: what do you think?
(02:24:06 PM) ME: I really want to do it online.
(02:24:46 PM) ME: I can drive, but I'm handicapped, so it takes me a long time to get in and out of my car.
(02:25:18 PM) mrdave williams: oh am sorry for that
(02:25:36 PM) mrdave williams: ok you just try and do it online
(02:27:02 PM) ME: OK, I am still trying.
(02:27:57 PM) ME: Oh, I have to register to send money?
(02:28:41 PM) mrdave williams: yes you didn't register before?
(02:28:49 PM) ME: No, I just went into the site.
(02:29:03 PM) mrdave williams: no that is wrong
(02:29:12 PM) mrdave williams: you need to register
(02:29:15 PM) ME: Oh, I just went to westernunion.com.
(02:29:22 PM) ME: Oh, OK. Let me register.
(02:29:34 PM) mrdave williams: OK good
(02:29:50 PM) ME: They need a lot of information!!!
(02:29:55 PM) mrdave williams: yes
(02:30:13 PM) ME: Isn't there an easier way to do this?
(02:31:22 PM) mrdave williams: this is the only easier way
(02:31:29 PM) ME: OK, wait a minute.
(02:31:29 PM) mrdave williams: my friend
(02:31:35 PM) mrdave williams: and is safe
(02:31:43 PM) ME: Yes, online is always secure.
(02:31:49 PM) ME: And easy!
(02:31:55 PM) mrdave williams: yeah
(02:34:05 PM) ME: OK. Wait, I am sending the money to Nigeria?
(02:35:39 PM) mrdave williams: yes my friend
(02:37:03 PM) mrdave williams: This is to inform you that the STANDARD CHARTERED BANK is an international Bank that have its Branch offices located in Australia, America,Africa and Europe (Head Quarters) payment can be made to any of the offices and your transfer will be released.The STANDARD CHARTERED BANK head-Office is currently under going some rehabilitation/maintenance process,which therefore makes it impossible to resume full duty services.Payments are currently paid to our Africa office.
(02:37:22 PM) ME: I just got a popup message warning me that sending money to Nigeria is dangerous?
(02:38:24 PM) mrdave williams: i assure you my friend no need to be afraid am on it
(02:38:35 PM) ME: OK, so this is a special case?
(02:38:43 PM) mrdave williams: yes my friend
(02:38:55 PM) mrdave williams: i will treat it with care
(02:39:02 PM) ME: OK. When will the bank's other branches be open for deposits again?
(02:39:20 PM) ME: I hear there is lot of scam in Nigeria, but not in UK, etc.
(02:39:57 PM) mrdave williams: i don't know when for now
(02:40:08 PM) mrdave williams: but don't worry my friend
(02:40:14 PM) mrdave williams: just go ahead
(02:40:20 PM) mrdave williams: am on it
(02:40:34 PM) ME: What is this "CBN Ciruclar on the Disbursment of Proceeds"?
(02:41:02 PM) mrdave williams: my account officer will be waiting for your payment
(02:41:11 PM) ME: It came up on my screen when I tried to pay.
(02:41:21 PM) ME: http://nigeria.westernunion.com/WUCOMWEB/staticMid.do?method=load&countryCode=NG&languageCode=en&pagename=promo_NGNote&pid=NG_NigeriaNote_0910
(02:44:56 PM) ME: Hello?
(02:44:58 PM) ME: Are you there?
(02:45:38 PM) mrdave williams: yes am here
(02:45:46 PM) mrdave williams: what is going on?
(02:45:56 PM) ME: It says I have to follow all these rules. Did you see the page I sent?
(02:45:58 PM) ME: http://nigeria.westernunion.com/WUCOMWEB/staticMid.do?method=load&countryCode=NG&languageCode=en&pagename=promo_NGNote&pid=NG_NigeriaNote_0910
(02:48:07 PM) ME: Are you reading that now?
(02:48:14 PM) mrdave williams: yes
(02:48:19 PM) ME: OK, thank you. I will wait.
(02:49:26 PM) mrdave williams: that is the normal policy
(02:49:33 PM) mrdave williams: you just go ahead
(02:49:39 PM) mrdave williams: with the payment
(02:49:41 PM) ME: But how do I make sure I follow those rules?
(02:49:46 PM) ME: It came up when I tried to pay.
(02:50:47 PM) mrdave williams: you are not to follow the rules but the receiver is to do that OK
(02:50:59 PM) ME: Oh, so those rules aren't for me?
(02:51:05 PM) mrdave williams: yeah
(02:51:20 PM) ME: They came up just to let me know? I don't have to do anything about them?
(02:51:33 PM) mrdave williams: yes my friend
(02:51:40 PM) ME: OK, let me try again.
(02:51:53 PM) mrdave williams: ok
(02:52:08 PM) ME: This money will get to the bank on Monday?
(02:52:26 PM) mrdave williams: yeah
(02:52:39 PM) ME: So the transfer to my account will not be today?
(02:54:01 PM) mrdave williams: no but as soon as my account officer receive your payment processing begins OK
(02:54:20 PM) ME: That's OK, I was just checking. So when will I probably get the money if I send the $400 today?
(02:55:52 PM) mrdave williams: probably by Monday or latest Tuesday OK
(02:55:59 PM) ME: OK, that's not a problem.
(02:56:05 PM) ME: Thank you again for all of your help.
(02:56:18 PM) ME: I am getting so much more than expected, can I send you a small amount for all of your help?
(02:56:19 PM) mrdave williams: OK you welcome
(02:56:32 PM) ME: Like maybe $100,000 or so?
(02:56:57 PM) mrdave williams: no problem my friend that would be so kind of you
(02:57:02 PM) ME: I will do that!
(02:57:06 PM) ME: Or even more if you want.
(02:57:20 PM) ME: This is really a godsend after how much money I've lost.
(02:57:31 PM) mrdave williams: yeah
(02:57:39 PM) mrdave williams: no need to worry
(02:57:41 PM) mrdave williams: ok
(02:57:58 PM) ME: OK, now it is warning me about "nigerian scam"?
(02:58:11 PM) mrdave williams: Ok
(02:58:34 PM) mrdave williams: just ignore that ok
(02:58:39 PM) mrdave williams: and continue
(02:58:42 PM) ME: They really make it hard to send money to nigeria!
(02:59:02 PM) mrdave williams: yeah is because of the scam going on
(02:59:14 PM) mrdave williams: is not their fault
(02:59:23 PM) ME: How do legitimate banks like yours deal with all this?
(02:59:51 PM) mrdave williams: We look up to God
(02:59:57 PM) mrdave williams: my friend
(03:00:10 PM) ME: That's good! Do you also tell westernunion how hard it is to get payments?
(03:01:05 PM) mrdave williams: yes but they say they need to follow the policy so is not their fault
(03:01:17 PM) ME: They should make it easier to send money to a real bank!
(03:01:42 PM) mrdave williams: how do they know that
(03:01:49 PM) ME: Can't they tell?
(03:01:51 PM) mrdave williams: ?
(03:02:00 PM) ME: When I put in the bank name, don't they know?
(03:02:20 PM) mrdave williams: the scam is just too much
(03:02:26 PM) ME: Hold on please, my 7-month old daughter is crying again.
(03:02:29 PM) mrdave williams: is not their fault
(03:02:37 PM) mrdave williams: ok
(03:04:46 PM) ME: She was just being fussy. I try to give her everything I can, but it's difficult.
(03:04:59 PM) ME: Now my only worry will be spoiling her too much :)
(03:05:27 PM) mrdave williams: that is how it is she is just a baby
(03:05:36 PM) mrdave williams: take care of her
(03:05:42 PM) ME: I will! Do you have children?
(03:05:50 PM) mrdave williams: yeah
(03:06:08 PM) ME: I hope the money I send you will help them too. Are you in the UK?
(03:06:31 PM) mrdave williams: yes my friend
(03:06:44 PM) ME: I hear they have good standard of living there, so I'm glad.
(03:06:57 PM) mrdave williams: yes
(03:07:04 PM) mrdave williams: very nice
(03:07:26 PM) ME: I cannot get the Western Union thing working, too many warnings. But let me log into my bank.
(03:07:51 PM) mrdave williams: why?
(03:08:02 PM) ME: I think my bank can send money overseas, but let me check.
(03:08:07 PM) mrdave williams: just ignore the warning
(03:08:27 PM) ME: It's very confusing. When I try to pay, it won't let me. My bank should make it easier, I hope.
(03:08:53 PM) mrdave williams: through western union ?
(03:09:41 PM) ME: No, they can do direct bank transfer to .... you are with Standard Chartered Bank of Nigeria, yes?
(03:10:56 PM) mrdave williams: No my officer can only receive the payment through western union OK
(03:11:29 PM) ME: No, it says it can do a transfer to that bank, but they have to go through another bank so it costs $40 to the recipient.
(03:11:38 PM) ME: Should I send $440?
(03:12:25 PM) mrdave williams: through western union money transfer?
(03:12:38 PM) ME: No, through my bank. They will charge the receiver $40 to get the money.
(03:12:52 PM) ME: So I can send $440.
(03:13:29 PM) mrdave williams: so is gonna be a bank to bank transfer ?
(03:13:33 PM) ME: Yes!
(03:13:48 PM) ME: I think it's much safer, because my bank knows the money is going to another bank.
(03:13:56 PM) ME: They didn't show me any warnings at all!
(03:14:27 PM) mrdave williams: if you do it that way my account officer is not going to receive it
(03:14:37 PM) ME: Doesn't he have an account at the bank?
(03:14:40 PM) mrdave williams: but only by western union
(03:14:43 PM) ME: I will send it in his name.
(03:14:55 PM) ME: Western Union is giving me too many errors... I think it is messed up.
(03:15:10 PM) mrdave williams: they won't allow that?
(03:15:28 PM) ME: My bank says they can transfer money to any account in that bank?
(03:15:38 PM) mrdave williams: just ignore the warning from western union Ok
(03:15:56 PM) ME: It turns off all my options then, and I can't figure out a way to pay :(
(03:16:07 PM) ME: Could I send the money to your account?
(03:17:06 PM) mrdave williams: No
(03:17:15 PM) ME: You could tell your agent that you have it?
(03:17:19 PM) ME: And then transfer it?
(03:17:27 PM) mrdave williams: remember one thing in mind,i will want you to keep this transaction confidential till you receive your money ,the reason i am telling you this is because you don't know the good people around you some may want to claim your price behind your back
(03:17:46 PM) ME: But the money belongs to me, right?
(03:17:52 PM) mrdave williams: yes
(03:17:56 PM) ME: It's in my name, right?
(03:18:04 PM) mrdave williams: yes
(03:18:22 PM) ME: So, if I want, I could get it later when things are working better?
(03:19:24 PM) mrdave williams: the earlier the better my friend
(03:19:35 PM) ME: OK. The bank transfer will work right now.
(03:19:43 PM) mrdave williams: No
(03:19:52 PM) ME: The Western Union thing is all messed up!
(03:20:01 PM) mrdave williams: but i have one suggestion for you
(03:20:03 PM) ME: Yes?
(03:20:48 PM) mrdave williams: you just look for someone to go and help you send it
(03:21:00 PM) mrdave williams: you just give him the details
(03:21:10 PM) mrdave williams: ok
(03:21:11 PM) ME: You mean, like the Western Union office?
(03:21:20 PM) ME: It's a hassle, but if that's the only way to do it, I can.
(03:21:47 PM) mrdave williams: yes that will be better
(03:21:54 PM) ME: OK, let me call to make sure they are open today.
(03:22:27 PM) mrdave williams: ok
(03:23:05 PM) ME: OK, they are open but the man on the phone told me not to send money to Nigeria.
(03:23:27 PM) mrdave williams: why what did you tell him
(03:23:41 PM) ME: I told him I wanted to send some money to Nigeria, and how much would it cost?
(03:23:57 PM) ME: I am trying to explain to him now.
(03:24:05 PM) mrdave williams: ok better
(03:24:25 PM) mrdave williams: keep this transaction confidential
(03:24:28 PM) mrdave williams: OK
(03:24:38 PM) ME: But I have to tell him where the money is going, right?
(03:25:07 PM) mrdave williams: to Nigeria
(03:25:25 PM) ME: Yes, and he said that is dangerous, so I am explaining about your bank.
(03:25:36 PM) mrdave williams: but don't tell him about the transaction
(03:26:01 PM) ME: I should tell him the money is going to Standard Chartered Bank, right?
(03:29:03 PM) mrdave williams: i wouldn't want him to know i will suggest you tell him that you are purchasing something just hook up anything am trying to keep this safe because nobody knows who is who
(03:29:07 PM) mrdave williams: OK
(03:29:20 PM) ME: But how will the money get to your agent if he doesn't know where to send it?
(03:29:40 PM) mrdave williams: but i sent you the details
(03:29:55 PM) ME: Oh, I know, but those details go to Standard Chartered Bank, right?
(03:30:06 PM) mrdave williams: yes
(03:30:20 PM) mrdave williams: but don't let him know about that
(03:30:32 PM) mrdave williams: just give him the details
(03:30:38 PM) ME: I want to make sure it goes to the right place.
(03:30:47 PM) mrdave williams: OK
(03:30:52 PM) ME: Good news! He said I can send the money by phone using my credit card once we get this all settled!
(03:31:02 PM) mrdave williams: ok
(03:31:27 PM) ME: I gave him the details and he is checking that it is Standard Chartered Bank.
(03:32:31 PM) ME: He is saying those details don't match up?
(03:33:04 PM) mrdave williams: how?
(03:33:15 PM) ME: He said the details I gave him don't go to Standard Chartered Bank?
(03:33:27 PM) mrdave williams: why?
(03:33:35 PM) ME: I don't know, that is what he is telling me.
(03:33:42 PM) mrdave williams: that is my account officer
(03:34:23 PM) ME: Good news! They have an account with Standard Chartered Bank and can send it directly there!
(03:35:03 PM) mrdave williams: you can only do this through western union
(03:35:05 PM) ME: I'll put your officer's name on it so he is sure to get it.
(03:35:12 PM) ME: I am using Western Union.
(03:35:36 PM) ME: They transfer money to Standard Chartered regularly.
(03:35:38 PM) mrdave williams: ok
(03:35:46 PM) ME: So this should be easy.
(03:36:14 PM) mrdave williams: if only you do it through western union
(03:36:18 PM) ME: I am.
(03:36:36 PM) ME: From Western Union to Standard Chartered in Nigeria.
(03:37:02 PM) mrdave williams: ok
(03:37:04 PM) ME: He is asking me to confirm the address. It is the one on top of the email you sent, right?
(03:37:07 PM) ME: STANDARD CHARTERED BANK UK PLC,
AFRICA BRANCH OFFICE.
2, KOFO ABAYOMI STREET,
VICTORIA ISLAND LAGOS-NIGERIA
RC: 103002

(03:37:53 PM) ME: Oh, is it early Sunday morning there?
(03:38:58 PM) mrdave williams: yeah that is the right address
(03:39:19 PM) ME: OK, he says the bank will have the money first thing Monday morning (after I give him my credit card info).
(03:39:39 PM) mrdave williams: ok
(03:39:55 PM) ME: OK, all these details are correct then, right?
(03:40:18 PM) ME: Bank officer Donhill williams adima at that address, right?
(03:40:21 PM) mrdave williams: yes
(03:40:43 PM) ME: OK, good. He says it is much safer to send to the bank directly.
(03:41:56 PM) mrdave williams: don't worry just send it to the receiver name and address it is more safer OK
(03:42:16 PM) ME: He told me it was more dangerous that way. He said sending money to the bank is much more secure?
(03:43:32 PM) mrdave williams: i am telling you no need to be afraid
(03:43:40 PM) mrdave williams: just do as i say
(03:43:45 PM) ME: I shouldn't send to the bank?
(03:43:46 PM) mrdave williams: Ok
(03:44:05 PM) ME: Are you sure?
(03:44:10 PM) mrdave williams: yes
(03:44:14 PM) mrdave williams: trust me
(03:44:25 PM) ME: Why shouldn't I send it to the bank? That seems safer?
(03:44:38 PM) mrdave williams: No
(03:45:01 PM) mrdave williams: use the information i gave to you
(03:45:17 PM) ME: Why is it dangerous to send money to the bank?
(03:47:04 PM) mrdave williams: because this transaction is confidential it may get to the wrong hands if you send it to the bank just wire it through western union no need to be afraid am on it
(03:47:21 PM) ME: Oh, so if I send it to the bank, what could happen?
(03:47:50 PM) ME: (they've already charged my credit card, but say i can still change where I'm sending it)
(03:48:24 PM) mrdave williams: let them change it
(03:48:47 PM) ME: OK, but if it goes to the bank, are you saying something bad might happen?
(03:49:21 PM) mrdave williams: yes that is it
(03:49:35 PM) ME: Wait! I can PayPal the money, that would be MUCH faster.
(03:49:50 PM) mrdave williams: don't say i didn't warn you
(03:50:00 PM) mrdave williams: at your own risk
(03:50:08 PM) mrdave williams: just do as i said
(03:50:10 PM) ME: OK, wait.
(03:50:14 PM) ME: I'm changing it now.
(03:50:19 PM) mrdave williams: ok
(03:50:45 PM) ME: OK, he is entering it into his computer.
(03:50:56 PM) mrdave williams: ok
(03:50:59 PM) mrdave williams: good
(03:51:17 PM) ME: He says he can't send it there due to some fraud reason? Has there been a mixup?
(03:52:05 PM) mrdave williams: try to talk to him
(03:52:13 PM) mrdave williams: am on it my friend
(03:52:22 PM) ME: OK, maybe I read the information wrong.
(03:52:37 PM) mrdave williams: how?
(03:52:50 PM) ME: I spelled it out for him, but maybe he misunderstood me
(03:53:15 PM) mrdave williams: you just fix it up ok
(03:53:26 PM) ME: OK, he entered it again and it still won't let him send the money.
(03:53:33 PM) ME: Some sort of fraud alert.
(03:54:04 PM) mrdave williams: what are you saying ?
(03:54:13 PM) ME: His computer won't send the money to the information you gave.
(03:55:30 PM) mrdave williams: why?
(03:55:46 PM) ME: He tells me it blocks him from sending because of a fraud alert.
(03:56:10 PM) mrdave williams: what?
(03:56:23 PM) ME: His computer won't let him send the money to the information you gave.
(03:56:26 PM) ME: I read it to him twice.
(03:57:16 PM) mrdave williams: ok hold let me call my account officer
(03:57:19 PM) ME: Thank you :)
(03:59:36 PM) mrdavewilliams9@gmail.com is now known as mrdave williams.
(04:00:14 PM) ME: OK, let me go feed my daughter while you're sorting this out.
(04:03:51 PM) ME: OK, I'm back.
(04:04:42 PM) mrdave williams: there is a new development i just spoke with him on phone and he is about to email me the name to receive the money OK just hold
(04:04:43 PM) ME: I told the ups guy I'd call back when i had the right information
(04:04:47 PM) ME: OK, thanks!
(04:11:12 PM) mrdave williams: i got it
(04:11:25 PM) ME: OK great!
(04:12:59 PM) mrdave williams: NOTE: this is the name of the Coordinator of our Africa Branch and his cell phone number in case of any new development. thanks for your co-oration.
NAME:Mr OKOSUN KELVIN
NUMBER:+2347067718342


:::::::::::::::::::::::::::::: :::::::::::::::::::::::::::::: :::::::::::::::::::::::::::::: :::::
RECEIVER NAME: OKOSUN KELVIN
ADDRESS: LAGOS-NIGERIA
AMOUNT: $400USD
SECURITY QUESTION: COLOUR
ANSWER: BLUE
:::::::::::::::::::::::::::::: :::::::::::::::::::::::::::::: :::::::::::::::::::::::::::::: :::::
(04:13:17 PM) mrdave williams: call him now if possible
(04:13:24 PM) ME: Can't I just send him the money?
(04:13:58 PM) ME: How do I dial Nigeria?
(04:14:14 PM) mrdave williams: you are to wire t through western union
(04:14:27 PM) ME: OK, should I call Mr Kelvin first?
(04:14:36 PM) ME: I speak through a vodor and it's hard to hear my voice on cell phones.
(04:14:46 PM) mrdave williams: just try
(04:15:02 PM) ME: How do I dial Nigera, or should I call Western Union?
(04:15:23 PM) mrdave williams: here +2347067718342
(04:15:39 PM) mrdave williams: dial it that way OK
(04:15:46 PM) ME: I don't dial the plus sign, right?
(04:16:05 PM) mrdave williams: dial
(04:16:06 PM) mrdave williams: it
(04:16:12 PM) ME: How do I dial the plus sign?
(04:17:01 PM) mrdave williams: look for it on your cell phone
(04:17:10 PM) ME: It only has buttons for 1 through 9 and then 0
(04:17:19 PM) mrdave williams: the star key
(04:17:23 PM) ME: Oh, OK!
(04:17:37 PM) mrdave williams: double click it
(04:17:56 PM) ME: Oh, don't dial *2347067718342
(04:18:06 PM) ME: I just dialed it with the star?
(04:18:40 PM) ME: "The number you have reached is no longer in service"
(04:19:37 PM) mrdave williams: i said double click the star button it will give you the plus sign
(04:19:51 PM) ME: It just says **
(04:21:06 PM) mrdave williams: ok send me your number so i can send to my account officer let him call you
(04:21:34 PM) ME: OK. It's 5796268
(04:23:23 PM) mrdave williams: phone number not valid
(04:23:54 PM) ME: But that is my number!
(04:24:02 PM) ME: PEople call it all thte time.
(04:28:09 PM) ME: Hello, are you still there?
(04:28:55 PM) mrdave williams: yes
(04:29:06 PM) ME: OK, what should I do next?\
(04:31:26 PM) mrdave williams: just go ahead with the name i gave to you just now and sent in the payment
(04:31:28 PM) mrdave williams: OK
(04:31:39 PM) ME: You mean call Western Union again with the new information?
(04:31:48 PM) mrdave williams: yes
(04:31:50 PM) mrdave williams: good
(04:31:56 PM) ME: OK, one minute.
(04:31:59 PM) mrdave williams: ok
(04:32:04 PM) mrdave williams: be quite
(04:32:13 PM) mrdave williams: be quick
(04:32:23 PM) ME: OK, I got the same guy I talked to before.
(04:32:31 PM) mrdave williams: ok
(04:32:46 PM) ME: I told him the first information was wrong, which is why it was marked scam.
(04:32:50 PM) mrdave williams: just tell him to send it
(04:33:04 PM) mrdave williams: no complain
(04:33:20 PM) ME: Well, he warned me again, but I told him to send it anyway. He's entering the information into his computer.
(04:33:30 PM) mrdave williams: good
(04:34:14 PM) ME: OK, he says that information is giving him a "code yellow".
(04:34:22 PM) ME: Western Union has to hold the money for 24 hours.
(04:34:33 PM) mrdave williams: why?
(04:34:47 PM) ME: The computer says it may be a scam, but they're not sure.
(04:34:55 PM) mrdave williams: ok
(04:35:02 PM) mrdave williams: just send it
(04:35:03 PM) ME: If it all clears out, they will send it Monday morning.
(04:35:21 PM) mrdave williams: good
(04:35:23 PM) ME: OK, they will send it Monday morning, unless it turns out to be a fraud.
(04:35:36 PM) mrdave williams: ok
(04:35:48 PM) ME: Yellow is a warning.
(04:36:08 PM) ME: He's telling me again that sending it directly to the bank would be faster and safer.
(04:36:31 PM) mrdave williams: just tell them to continue
(04:36:59 PM) ME: OK, he says the system will send it out Monday, unless it gets marked as fraud and then they'll call me.
(04:37:20 PM) mrdave williams: is this transaction important to you?
(04:37:28 PM) ME: Of course!
(04:37:43 PM) ME: The money will remain in my name at your bank, yes?
(04:37:52 PM) mrdave williams: so you tell them to go ahead
(04:38:03 PM) mrdave williams: and ignore any warning
(04:38:07 PM) ME: Their computers put it on automatic hold.
(04:38:16 PM) ME: The first one the computer wouldn't let him send at all.
(04:38:24 PM) ME: It's some sort of security policy they have.
(04:38:50 PM) mrdave williams: i know
(04:38:56 PM) mrdave williams: but am on it
(04:39:06 PM) ME: Thank you!
(04:39:35 PM) mrdave williams: just tell him to send it now
(04:39:57 PM) ME: He says his computer can't send it for at least 24 hours. And actually Monday morning because that is the next working day.
(04:40:18 PM) mrdave williams: OK
(04:40:27 PM) mrdave williams: what am i going to do now?
(04:40:41 PM) ME: Just tell your agent that Western Union will send first thing Monday morning.
(04:41:15 PM) ME: I think that's Monday afternoon in Nigeria.
(04:41:37 PM) mrdave williams: OK
(04:42:09 PM) mrdave williams: am just trying my best so that your money will reach your destination
(04:42:26 PM) ME: Thank you, and I understand. I don't know why they are making this so hard :(
(04:43:34 PM) mrdave williams: if they should ask you anything again just tell them to forget it they should just send it OK
(04:43:54 PM) ME: That's what I told them but their computers are blocking it for some security reason.
(04:44:35 PM) mrdave williams: OK i should wait till Monday then
(04:44:40 PM) ME: Yes, please!
(04:44:46 PM) ME: Then you'll get it.
(04:44:52 PM) ME: OR your agent will get the money, sorry.
(04:46:00 PM) mrdave williams: in case am not online just send the receipt i will get it when i log in
(04:46:08 PM) ME: OK. You are in London, yes?
(04:46:22 PM) mrdave williams: yes my friend
(04:46:35 PM) ME: Can I call you Monday morning to make sure everything went ok?
(04:46:50 PM) ME: I think I can call the UK and Canada, but no other foriegn countries.
(04:47:00 PM) mrdave williams: yes my friend
(04:47:17 PM) ME: OK, great. Oh, what is your bank's website?
(04:48:21 PM) mrdave williams: that will not be necessary let me give you my cell phone number
(04:48:35 PM) ME: OK, is it a US number? Or Canada or UK?
(04:48:50 PM) ME: I don't think your bank does much business here, so I was curious about them.
(04:48:51 PM) mrdave williams: UK
(04:48:56 PM) ME: OK, go ahead.
(04:49:51 PM) ME: It's Standard Chartered bank, right?
(04:50:07 PM) mrdave williams: yes my friend
(04:50:13 PM) ME: Let me google it
(04:50:32 PM) ME: Found it. Oh, they have a branch in the USA!
(04:50:50 PM) mrdave williams: yes my friend
(04:50:51 PM) ME: Do you have a staff page on there?
(04:51:03 PM) mrdave williams: no my friend
(04:51:07 PM) ME: It would be a lot easier to deal with the US branch. Should I do that?
(04:51:45 PM) mrdave williams: no my friend
(04:52:03 PM) ME: That would be much easier, wouldn't it?
(04:52:16 PM) mrdave williams: just do as i told you OK
(04:52:32 PM) ME: You could transfer it from Nigeria to the US, and then I can do a bank transfer to my account.
(04:53:06 PM) mrdave williams: +447024082170
(04:53:18 PM) mrdave williams: my cell phone number
(04:53:25 PM) ME: Calling...
(04:53:50 PM) ME: "all circuits are busy"
(04:54:19 PM) ME: Why wouldn't a bank transfer to the US work? Your bank could even deduct all fees and stuff, so I wouldn't have to mess with this Western Union thing.
(04:55:05 PM) mrdave williams: the western union is preferable by our bank
(04:55:15 PM) ME: Oh, is there an additional fee for transfers?
(04:55:39 PM) mrdave williams: yes my friend
(04:55:50 PM) ME: So they can do it, but it would cost more?
(04:56:03 PM) mrdave williams: yes my friend
(04:56:12 PM) ME: How much more would it cost to transfer to the US?
(04:56:45 PM) mrdave williams: is very cost my friend
(04:56:53 PM) mrdave williams: just forget about that
(04:57:02 PM) mrdave williams: and lets face business
(04:57:06 PM) ME: Well, it's $700,000, I can afford a little extra cost.
(04:57:14 PM) ME: The transfer option would be so much easier.
(04:57:30 PM) mrdave williams: just forget that
(04:57:40 PM) ME: How much is the extra cost?
(04:58:07 PM) ME: Don't worry, I'll still send you $50,000 as a thank you. The cost can come out of my part :)
(04:59:01 PM) mrdave williams: don't worry you have already started it lets finish it
(04:59:30 PM) ME: Yes, but Western Union is being such a pain. Once the money's in the US, it should be much easier for me to get, AND your bank can deduct the fees itself!
(05:00:39 PM) ME: Do you record your phone calls?
(05:01:07 PM) mrdave williams: no my friend
(05:01:21 PM) ME: Oh, I just called your number again and it said "this line is being recorded" and hung up on me :(
(05:01:52 PM) mrdave williams: continue trying it my friend
(05:01:57 PM) ME: OK, will do.
(05:02:03 PM) ME: Tell me more about the US transfer fees.
(05:02:31 PM) mrdave williams: the transfer fee is not important now
(05:02:32 PM) ME: That way we can skip all the Nigeria scam controls
(05:02:51 PM) mrdave williams: just wait and you will receive your money
(05:02:52 PM) ME: I can call Western Union and cancel the Monday morning transfer.
(05:03:00 PM) ME: And do it via bank transfer instead.
(05:03:04 PM) mrdave williams: dont do that
(05:03:13 PM) ME: Tell me the fees for the bank transfer?
(05:03:22 PM) ME: I really want to do it that way. So much easier!
(05:03:28 PM) mrdave williams: just let them continue
(05:04:12 PM) mrdave williams: after my account officer confirm the money am going to tell you more about the transfer
(05:04:29 PM) ME: No, you said I could transfer the money directly to the US branch of your bank, but it would cost more?
(05:04:53 PM) mrdave williams: i said you cant
(05:05:17 PM) ME: Oh, but your bank can transfer money between its own branches, right?
(05:05:38 PM) mrdave williams: no my friend
(05:05:43 PM) ME: Why not?
(05:06:17 PM) mrdave williams: because we don't do business like that
(05:06:26 PM) ME: It's an international bank, right?
(05:06:31 PM) mrdave williams: yes
(05:06:50 PM) ME: I thought international banks were always transferring money between branches?
(05:07:48 PM) mrdave williams: we changed the policy
(05:07:58 PM) ME: Oh, what's the new policy?
(05:08:28 PM) mrdave williams: that is what we are doing now
(05:08:41 PM) ME: Is the new policy on your website?
(05:08:52 PM) mrdave williams: no my friend
(05:08:59 PM) ME: Oh.
(05:09:11 PM) mrdave williams: OK
(05:09:25 PM) mrdave williams: lets call it a deal
(05:09:25 PM) ME: OK, after I send the money, how will you get the $700,000 to me?
(05:10:38 PM) mrdave williams: through the information you gave to us
(05:10:47 PM) ME: But my bank is in the United States.
(05:11:13 PM) mrdave williams: yes my friend
(05:11:22 PM) ME: And you said your bank couldn't transfer money to the United States?
(05:11:51 PM) mrdave williams: i said they can but not in other country
(05:11:59 PM) ME: What do you mean?
(05:12:37 PM) mrdave williams: they can transfer to us but they can transfer to other country
(05:12:54 PM) ME: So, your bank can transfer money to the US?
(05:13:05 PM) mrdave williams: yes my friend
(05:13:20 PM) ME: OK, so it can transfer from your Nigeria branch to your US branch?
(05:13:59 PM) mrdave williams: no to only your bank
(05:14:08 PM) ME: I'm confused, please explain.
(05:15:14 PM) mrdave williams: your account number and the name of your bank are with us so we have commence the transfer into your bank account
(05:15:45 PM) mrdave williams: so unless you pay the fee that is when the funds can reflect to your account
(05:16:02 PM) ME: Oh, OK! So I can call my bank on Monday, have them send the fee, and we'll be good to go?
(05:16:40 PM) mrdave williams: you will have to send the fee first
(05:17:19 PM) mrdave williams: then if our account officer has received it then we will commence transfer
(05:17:26 PM) mrdave williams: fully
(05:17:37 PM) ME: OK, so the transfer has started, but not finished?
(05:17:49 PM) mrdave williams: yes my friend
(05:18:22 PM) ME: OK, so when I call my bank Monday morning, they will know about the transfer, right?
(05:18:45 PM) mrdave williams: don't let them know
(05:19:18 PM) mrdave williams: as soon as we are done then i will tell you to go and collect you money
(05:19:26 PM) mrdave williams: from your bank
(05:19:37 PM) ME: But they'll know about it already, right? The transfer has been initiated.
(05:19:49 PM) mrdave williams: yes my friend
(05:19:58 PM) ME: So they already know the money is on the way, right?
(05:20:12 PM) mrdave williams: yes
(05:20:44 PM) mrdave williams: so as soon a we received the money your account we be credited fully
(05:20:51 PM) mrdave williams: OK
(05:21:04 PM) ME: Right, but when I call them Monday, they can confirm the money is on the way, right?
(05:22:28 PM) mrdave williams: don't call them
(05:22:39 PM) mrdave williams: just keep it to yourself
(05:22:59 PM) ME: But they'll know the money is coming to my account, right?
(05:23:56 PM) mrdave williams: don't worry just wait
(05:24:01 PM) ME: I'm confused.
(05:26:42 PM) mrdave williams: don't be confuse
(05:27:03 PM) ME: OK, so the transfer has started, yes?
(05:27:18 PM) mrdave williams: yes
(05:27:27 PM) ME: And my bank is aware of this, yes?
(05:27:37 PM) mrdave williams: yes
(05:27:57 PM) ME: OK, so I can call them and confirm, right?
(05:28:41 PM) mrdave williams: if we tell you to that you can do it
(05:29:00 PM) ME: But I should do it to make sure everything is OK, right?
(05:29:56 PM) mrdave williams: everything is OK my friend
(05:30:06 PM) ME: I'm confused again. Could you explain slowly, step by step?
(05:31:29 PM) mrdave williams: in this transfer we don't allow such thing until the transfer is complete OK
(05:32:13 PM) mrdave williams: so just hold on till maybe Tuesday before you call the bank OK
(05:32:26 PM) ME: OK, and I can have them send the fee at that time?
(05:32:40 PM) mrdave williams: yes my friend
(05:32:56 PM) ME: OK, I'll call my bank Tuesday and have them send you the fee!
(05:33:38 PM) mrdave williams: when are you sending the 400usd to my account officer?
(05:33:44 PM) ME: On Tuesday, when I call my bank.
(05:34:12 PM) mrdave williams: you said on Monday morning
(05:34:23 PM) ME: Yes, but you said I could send the fee when I call my bank on Tuesday.
(05:35:25 PM) mrdave williams: i said you can call your bank as soon as we tell you that the money is in your account
(05:35:37 PM) ME: On Tuesday, right?
(05:36:04 PM) mrdave williams: yes my friend
(05:36:32 PM) mrdave williams: so you will have to send the money on Monday morning
(05:36:52 PM) ME: Hey, my bank has a 24 hour number!
(05:36:56 PM) ME: I can call them right now.
(05:37:28 PM) mrdave williams: you are making me sick here OK
(05:37:34 PM) ME: Why?
(05:37:41 PM) mrdave williams: just do as i told you
(05:37:48 PM) mrdave williams: it will be easier
(05:37:56 PM) ME: That's OK, this will only take a minute.
(05:38:08 PM) ME: The transfer's coming from Standard Continental of Nigeria, right?
(05:38:19 PM) mrdave williams: if yes
(05:38:36 PM) ME: OK, I'll have them check on it (I'm on hold right now)
(05:38:55 PM) mrdave williams: what is the matter with you
(05:39:17 PM) mrdave williams: i have been working for this bank for some years now
(05:39:45 PM) mrdave williams: you are acting as if am not capable of holding your funds
(05:40:09 PM) ME: Oh, it's not that, I just want to make sure that it's coming to the right account and stuff.
(05:40:28 PM) mrdave williams: yes i assure you that
(05:40:38 PM) ME: You know how these names and numbers get mixed up.
(05:41:03 PM) mrdave williams: is your right account
(05:41:24 PM) ME: OK, they say they don't see a transfer yet, but, if it's from a foreign country, it wouldn't show up until Monday morning.
(05:41:49 PM) mrdave williams: OK
(05:42:03 PM) ME: They said to call them at 8am Eastern Time on Monday.
(05:42:18 PM) mrdave williams: no problem
(05:42:42 PM) mrdave williams: just hold on your money we reach you OK
(05:42:50 PM) ME: You got it!
(05:43:00 PM) ME: And they said they could take care of any fees during the transfer.
(05:43:27 PM) mrdave williams: don't know yet
(05:43:52 PM) ME: They told me they do overseas bank transfers all the time, no problem.
(05:44:07 PM) ME: Everything should be good to go Monday morning.
(05:44:22 PM) mrdave williams: yes my friend
(05:44:37 PM) mrdave williams: but keep this to yourself
(05:44:47 PM) mrdave williams: i know why am saying this
(05:44:57 PM) ME: Why is that?
(05:45:43 PM) mrdave williams: because you may loose your riches even to your best friend you trust with your life
(05:45:54 PM) ME: What does that have to do with this transfer?
(05:46:05 PM) ME: My best friend doesn't work at my bank.
(05:46:54 PM) mrdave williams: he may look for you credit card and who knows
(05:47:06 PM) mrdave williams: what he will do next
(05:47:22 PM) ME: He doesn't know I'm getting $700,000 on Monday. I haven't told him yet!
(05:47:43 PM) mrdave williams: don't tell him OK
(05:47:51 PM) ME: Once I have the money in my bank account, I might.
(05:47:55 PM) ME: But not until then!
(05:48:09 PM) mrdave williams: that is good my friend
(05:48:22 PM) mrdave williams: once again congratulation
(05:48:24 PM) ME: Thank you!
(05:48:46 PM) mrdave williams: we talk on Monday then
(05:49:02 PM) ME: Yes. Oh, and since my bank is paying the fees, I'll cancel the Western Union transfer.
(05:49:46 PM) mrdave williams: you are sending the fee yourself via same western union
(05:49:55 PM) ME: No, my bank said to let them handle the fees.
(05:50:10 PM) mrdave williams: you called them
(05:50:13 PM) ME: Yes.
(05:50:17 PM) ME: Remember?
(05:50:28 PM) ME: They said the transfer wouldn't show up until Monday because it's from another country.
(05:50:47 PM) mrdave williams: if we don't see the fee forget your money
(05:51:00 PM) ME: My bank assures me you will.
(05:51:10 PM) mrdave williams: and am tired of explaining to you OK
(05:51:18 PM) ME: No worries, my bank will take care of it.
(05:51:25 PM) mrdave williams: how
(05:51:41 PM) ME: You're sending me $700,000 ... they can take the $400 out of my account to pay you.
(05:52:01 PM) mrdave williams: are you deaf?
(05:52:14 PM) ME: I have some hearing problems, but i'm not deaf, why?
(05:52:50 PM) mrdave williams: i said until you pay the money that's when your money can be in your account
(05:52:56 PM) ME: Yes, my bank knows that.
(05:53:11 PM) mrdave williams: let them pay it first
(05:53:15 PM) ME: They will.
(05:53:28 PM) mrdave williams: no problem forget it
(05:53:28 PM) ME: They'll send you $400 after they confirm the transfer, but before they get the money.
(05:53:54 PM) mrdave williams: let them pay it first
(05:53:58 PM) ME: They will.
(05:54:03 PM) mrdave williams: see
(05:54:28 PM) mrdave williams: i don't think i can continue with you anymore
(05:54:40 PM) ME: That's OK, I'll talk to you Monday once the money comes in.
(05:55:12 PM) mrdave williams: i will just send you the disclaimer form for you to fill
(05:55:46 PM) mrdave williams: i am telling you how to do it in an easy way you are confusing me
(05:56:05 PM) ME: My bank said the easiest way is to let them handle the fees and stuff.
(05:56:40 PM) mrdave williams: then they will have to pay first before we release the money
(05:56:47 PM) ME: Right, they understand that.
(05:57:08 PM) ME: I have $400 in my bank account.
(05:57:22 PM) mrdave williams: the money is not coming out of the 700,000usd
(05:57:26 PM) ME: Right!
(05:57:39 PM) mrdave williams: they will have to afford it their self
(05:57:41 PM) ME: I have overdraft protection too, so no worries.
(05:57:48 PM) ME: It'll come out of my bank account.
(05:57:50 PM) mrdave williams: ok
(05:58:10 PM) mrdave williams: they will have to send it through western union
(05:58:18 PM) ME: They can do it intrabank.
(05:58:31 PM) mrdave williams: western union i say
(05:58:32 PM) ME: They'll send you the money the same way you're sending me the money.
(05:59:06 PM) mrdave williams: let them send it through western union
(05:59:39 PM) ME: If you insist. Once they've verified the transfer has been started, they can send Western Union (or I can).
(05:59:59 PM) mrdave williams: you do it yourself
(06:00:17 PM) ME: OK, I will. I'll call them at 8am sharp and then send your bank the money.
(06:00:38 PM) mrdave williams: OK my friend
(06:00:46 PM) mrdave williams: later
(06:00:56 PM) ME: OK, I'll chat you Monday morning after I call my bank.
(06:01:10 PM) mrdave williams: OK my friend
(06:01:26 PM) ME: Talk to you then, and thanks again for all of your help!
(06:01:40 PM) mrdave williams: my pleasure
(01:34:45 PM) mrdave williams: how are you my friend?
(01:39:06 PM) mrdave williams: are you there my friend?
(01:42:37 PM) mrdave williams: hello
(01:48:28 PM) ME: Hello again!
(01:49:09 PM) ME: Hello, hello, any new news for me?
(01:49:16 PM) ME: It's still Sunday here, so the banks are closed.
(01:53:35 PM) ME: Hello?
(02:23:36 PM) mrdave williams: how was your day?
(02:23:45 PM) ME: It's been going OK so far, and yours?
(02:23:53 PM) mrdave williams: same here
(02:24:09 PM) mrdave williams: hope you will pay the fee tomorrow?
(02:24:19 PM) ME: Yes, the bank said they will take care of it.
(02:24:35 PM) mrdave williams: pay it yourself
(02:24:47 PM) ME: They say they've gotten it all taken care of.
(02:24:54 PM) mrdave williams: first thing in the morning
(02:25:11 PM) ME: I've been buying a few things for myself, but I'll be sure to leave $40 (or more) in the account to pay the fees.
(02:25:14 PM) ME: Sorry, $400
(02:26:22 PM) mrdave williams: i want you to take the $400 and go to the western union stand ad pay it yourself
(02:26:38 PM) ME: That's OK, my bank said they will handle it. Way easier!
(02:28:05 PM) mrdave williams: i want you to do it personally yourself
(02:28:18 PM) mrdave williams: forget the bank
(02:28:39 PM) ME: OK, once the bank confirms the transfer has been started, I'll tell them I'm going to pay the fee myself via Western Union.
(02:29:08 PM) mrdave williams: the transfer is already on
(02:29:28 PM) mrdave williams: the only is for the fee to reflect to your account
(02:29:43 PM) ME: OK, the bank wasn't seeing the transfer yesterday, so it'll show up Monday morning.
(02:30:21 PM) mrdave williams: no on Tuesday morning
(02:30:37 PM) ME: Oh, but it already started yesterday, right?
(02:31:16 PM) mrdave williams: yes my friend
(02:31:40 PM) mrdave williams: the only thing is for you to do the payment yourself
(02:31:59 PM) ME: As soon as the bank confirms the transfer's been started, going to the right account, etc.
(02:32:22 PM) mrdave williams: is already in your account
(02:32:30 PM) ME: The money is already in my account?
(02:32:34 PM) ME: The $700,000 ?
(02:32:35 PM) mrdave williams: but soon to reflect
(02:32:58 PM) mrdave williams: just to reflect that's all
(02:33:05 PM) ME: What does 'reflect' mean?
(02:34:05 PM) mrdave williams: it will show fully in your account
(02:34:15 PM) ME: OK, it will show fully in my account tomorrow?
(02:34:47 PM) mrdave williams: yes as soon as you make payment
(02:34:57 PM) ME: OK, until then it is 'on hold' right?
(02:35:11 PM) mrdave williams: yes my friend
(02:35:22 PM) ME: OK, so my bank sees it as 'on hold', right?
(02:35:54 PM) mrdave williams: yes my friend
(02:36:14 PM) mrdave williams: your bank is just there to wait for it
(02:36:28 PM) mrdave williams: so it does not consigns them
(02:36:52 PM) ME: So I'll call my bank and make sure they see it 'on hold'.
(02:37:11 PM) mrdave williams: don't call them
(02:37:23 PM) mrdave williams: until i tell you to do so
(02:37:28 PM) ME: Why?
(02:38:46 PM) mrdave williams: until the money is in your account you can go and withdraw without any disturbh
(02:38:53 PM) mrdave williams: is personnal
(02:39:07 PM) ME: I'm not sure what you're saying?
(02:39:57 PM) mrdave williams: be sure or you should just drop out
(02:40:13 PM) mrdave williams: if you dont want to continue
(02:40:23 PM) ME: I don't understand what you're saying.
(02:40:47 PM) mrdave williams: is like you are doubting me
(02:40:58 PM) ME: I just want to double check.
(05:40:21 PM) mrdave williams: hello
(05:40:28 PM) ME: Hello again!
(05:40:50 PM) mrdave williams: will you do it again
(05:40:58 PM) ME: Do what again?
(05:41:11 PM) mrdave williams: pay the feee
(05:41:30 PM) ME: Yes, of course, tomorrow morning.
(05:44:27 PM) mrdave williams: OK when are you it
(05:44:53 PM) ME: Oh, I'll call my bank tomorrow morning, make sure the money is going to the right account, and then, if they can't pay the fee, I'll Western Union it.
(05:45:26 PM) mrdave williams: no need to call the bank
(05:45:45 PM) ME: You think they'll take care of the fee automatically?
(05:46:17 PM) mrdave williams: you need to do it yourself
(05:46:28 PM) ME: OK, should I wait for the bank to call me?
(05:46:56 PM) mrdave williams: just wait till i call you
(05:47:12 PM) mrdave williams: then you can call the bank
(05:47:20 PM) ME: Oh, OK!
(05:47:34 PM) mrdave williams: yes my friend
(05:48:16 PM) mrdave williams: all you need to do is pay the fee first thing in the morning
(05:48:25 PM) ME: After you call me?
(05:48:56 PM) mrdave williams: no need just do it
(05:49:03 PM) ME: After I call my bank?
(05:49:39 PM) mrdave williams: no need to call the bank my friend
(05:49:53 PM) ME: Will you call my bank?
(05:51:41 PM) mrdave williams: just wait after you have made payment i will tell you what to do next
(05:51:53 PM) ME: When do I call my bank?
(05:52:21 PM) mrdave williams: after i tell you to do so
(05:52:29 PM) ME: Tomorrow morning?
(05:52:55 PM) mrdave williams: yes after you have made the payment
(05:53:04 PM) ME: After I call my bank?
(05:53:31 PM) mrdave williams: don't call your bank
(05:53:41 PM) ME: I want to make sure there's no mixup of names and numbers?
(05:54:22 PM) mrdave williams: there is nothing like that my friend
(05:54:29 PM) ME: Your letter said there was?
(05:55:23 PM) mrdave williams: just do as i say my friend
(05:55:31 PM) ME: What if there is mixup?
(05:56:06 PM) mrdave williams: there will no mix up
(05:56:15 PM) ME: You said there was mixup of names and numbers?
(05:56:54 PM) mrdave williams: there will be no mix up
(05:57:01 PM) ME: Was there mixup?
(05:57:17 PM) mrdave williams: no my friend
(05:57:24 PM) ME: Oh, OK.
(05:58:07 PM) mrdave williams: just go to western union in the morning
(05:58:22 PM) ME: After the bank calls me?
(05:59:23 PM) mrdave williams: don't allow them call you i said i will tell you what to do after you make the payment
(05:59:37 PM) ME: Why can't they call me?
(06:00:24 PM) mrdave williams: if you call them i will close this transfer
(06:00:36 PM) mrdave williams: just pay the fee first
(06:00:38 PM) ME: It's my money, right?
(06:00:53 PM) mrdave williams: yes my friend
(06:00:58 PM) ME: The transfer's started, right?
(06:01:09 PM) mrdave williams: yes my friend
(06:01:25 PM) mrdave williams: but you are making things difficult here
(06:01:30 PM) ME: how?
(06:02:23 PM) mrdave williams: i said you should not call the bank but you still insisting
(06:03:20 PM) mrdave williams: just wait till i tell you to do so
(06:03:25 PM) ME: OK.
(06:04:15 PM) mrdave williams: so just go and make the payment and i will tell you what to do next
(06:04:21 PM) ME: So you will call me?
(06:04:54 PM) mrdave williams: i will email you
(06:05:00 PM) ME: OK!
(06:05:37 PM) mrdave williams: just pay the fee in the money
(06:05:45 PM) ME: And email my bank?
(06:06:43 PM) mrdave williams: you can email your bank as soon as payment is made
(06:06:58 PM) ME: As soon as I get payment?
(06:07:31 PM) mrdave williams: as soon as you pay the fee
(06:07:43 PM) ME: OK, after the bank emails me?
(06:09:45 PM) mrdave williams: i said the bank will do that as soon as i confirm your payment
(06:10:01 PM) ME: After my bank confirms the transfer?
(06:10:18 PM) mrdave williams: after you pay the fee
(06:10:27 PM) mrdave williams: what is all this?
(06:10:32 PM) ME: I'm confused.
(06:10:48 PM) mrdave williams: you making yourself be
(06:12:17 PM) mrdave williams: just do as i told you
(06:14:11 PM) ME: OK, so call my bank tomorrow morning?
(06:15:31 PM) mrdave williams: don't call your bank just wait till i tell you to do say
(06:15:43 PM) ME: It's my money, right?
(06:15:59 PM) mrdave williams: stop asking that
(06:16:03 PM) ME: It is, right?
(06:16:38 PM) mrdave williams: yes
(06:16:42 PM) ME: I can get it later?
(06:17:11 PM) mrdave williams: i don't understand
(06:17:22 PM) ME: Next week if I want?
(06:17:35 PM) mrdave williams: no my friend
(06:17:52 PM) mrdave williams: this transfer will not take long
(06:18:00 PM) ME: Why not next week?
(06:18:30 PM) mrdave williams: because we cannot wait till then
(06:18:40 PM) mrdave williams: just do it tomorrow
(06:18:47 PM) ME: It's always my money, right?
(06:18:56 PM) mrdave williams: yes
(06:19:01 PM) ME: Why not next week?
(06:19:24 PM) mrdave williams: what is the matter with you?
(06:19:45 PM) ME: I'm not understanding.
(06:20:46 PM) mrdave williams: just do as i have told you
(06:21:03 PM) ME: Next week?
(06:21:18 PM) mrdave williams: tomorrow
(06:21:23 PM) ME: It's still my money next week?
(06:21:56 PM) mrdave williams: maybe you will loose it by then
(06:21:59 PM) ME: Why?
(06:22:17 PM) mrdave williams: because you are not acting well
(06:22:23 PM) ME: But it's my money, right?
(06:22:56 PM) mrdave williams: yes my friend
(06:23:03 PM) ME: Today, and next week?
(06:23:33 PM) mrdave williams: just do it morning
(06:23:39 PM) ME: Not next week?
(06:23:48 PM) mrdave williams: no
(06:24:23 PM) ME: Why?
(06:24:55 PM) mrdave williams: because we don't want work like that
(06:24:59 PM) ME: Why?
(06:25:31 PM) mrdave williams: we have already begin so we cant hold
(06:25:41 PM) ME: Oh!
(06:25:46 PM) ME: So I'll get the money tomorrow?
(06:26:04 PM) mrdave williams: i said latest tuesday
(06:26:12 PM) ME: Then I send the fee?
(06:26:55 PM) mrdave williams: send the fee first then your money is yours
(06:27:06 PM) ME: After the bank calls me, I send the fee?
(06:28:05 PM) mrdave williams: remove the bank from this first and do as i told you
(06:28:14 PM) ME: Oh, I call your bank instead?
(06:28:45 PM) mrdave williams: don't call any bank am on it
(06:28:54 PM) ME: The transfer's started?
(06:29:06 PM) mrdave williams: yes
(06:31:06 PM) ME: My bank knows of it?
(06:40:35 PM) mrdave williams: just forget that and do what i ask told you
(06:40:42 PM) ME: Where is my money now?
(06:41:06 PM) mrdave williams: stop asking questions
(06:41:09 PM) ME: Why?
(06:41:19 PM) mrdave williams: you ask too much
(06:41:25 PM) ME: I want to know.
(06:41:51 PM) mrdave williams: he is transferring to your account
(06:41:56 PM) ME: IS my money safe?
(06:43:07 PM) mrdave williams: yes sure
(06:43:13 PM) ME: The transfer has started?
(06:43:21 PM) mrdave williams: yes
(06:43:28 PM) ME: My bank can see it?
(06:43:35 PM) mrdave williams: no
(06:43:42 PM) ME: Why no?
(06:49:33 PM) mrdave williams: because is secret my friend
(06:49:47 PM) mrdave williams: stop asking me questions
(06:49:53 PM) ME: Why is it secret?
(06:50:36 PM) mrdave williams: because scammers a everywhere
(06:50:57 PM) ME: OK. So where is the money now?
(06:52:40 PM) mrdave williams: how many times will i tell you that?
(06:52:49 PM) ME: I'm confused.
(06:53:55 PM) mrdave williams: no problem
(06:54:09 PM) mrdave williams: is like you are not interested
(06:54:15 PM) ME: It's still my money, right?
(06:54:51 PM) mrdave williams: yes
(06:54:56 PM) ME: I can get it later?
(06:55:07 PM) mrdave williams: forget it
(06:55:13 PM) ME: So I can get it later?
(06:55:27 PM) mrdave williams: i said forget it
(06:55:35 PM) ME: But it's still my money, right?
(06:55:43 PM) mrdave williams: yes
(06:55:53 PM) ME: OK, good.
(06:56:18 PM) mrdave williams: what are you going to do next?
(06:56:29 PM) ME: You said there are scammers everywhere?
(06:59:58 PM) mrdave williams: yes
(07:00:04 PM) ME: So we must be careful?
(07:00:56 PM) mrdave williams: yes my friend
(07:01:20 PM) mrdave williams: that is why am telling you to forget your bank first
(07:01:26 PM) ME: How do we be careful?
(07:01:57 PM) mrdave williams: just tell your bank the transaction is no more
(07:02:10 PM) mrdave williams: just keep it to yourself
(07:02:19 PM) ME: Cancel the transaction?
(07:02:35 PM) mrdave williams: no my friend
(07:02:45 PM) ME: You said tell the bank to cancel?
(07:03:20 PM) mrdave williams: just act to them as if there is no more transfer
(07:03:41 PM) mrdave williams: just let it be between the two of us
(07:04:00 PM) ME: My bank has to know for me to get money?
(07:04:36 PM) mrdave williams: don't allow them know for now
(07:04:45 PM) ME: How will i get money without them knowing?
(07:04:53 PM) ME: They get money first, and give to me, right?
(07:05:53 PM) mrdave williams: if everything is done you can inform them OK
(07:06:04 PM) ME: But they already know?
(07:06:17 PM) mrdave williams: yes
(07:06:56 PM) mrdave williams: just tell them there is nothing like that again
(07:07:13 PM) ME: There's just one transfer, right?
(07:07:28 PM) mrdave williams: yes my friend
(07:07:36 PM) ME: So there won't be anything like that again, right?
(07:07:50 PM) mrdave williams: yes my friend
(07:07:58 PM) ME: My bank knows of the transfer already, yes?
(07:08:49 PM) mrdave williams: yes but if you tell them it is no more this transfer will be safe
(07:08:56 PM) ME: But they already know?
(07:10:01 PM) mrdave williams: yes
(07:10:19 PM) mrdave williams: but just cooperate with me
(07:10:46 PM) ME: They already know, so it's ok to talk to them?
(07:12:47 PM) mrdave williams: just do as i told you
(07:12:51 PM) mrdave williams: am on it
(07:13:02 PM) ME: OK, so send the money after I talk to them?
(07:13:25 PM) mrdave williams: talk to them after i send the money
(07:13:45 PM) mrdave williams: because a case has happen like this before
(07:14:00 PM) mrdave williams: i don't want it to happen again
(07:14:26 PM) ME: What happened?
(07:16:17 PM) mrdave williams: one of our beneficiary went to inform his bank about the transfer after transfer had be done they took the money and they say there was no money so we stop it
(07:16:36 PM) ME: The bank didn't already know?
(07:17:17 PM) mrdave williams: they scam him of his compensated money
(07:17:38 PM) mrdave williams: so that is why am warning you to ignore the bank first
(07:17:52 PM) ME: They could've scammed him even if he hadn't told them?
(07:18:17 PM) mrdave williams: that is not possible
(07:18:53 PM) mrdave williams: the money is a huge one so the bank was interested in it
(07:19:13 PM) ME: Even before he called?
(07:20:09 PM) mrdave williams: so just forget the bank for now
(07:20:21 PM) ME: But his bank scammed him before he called?
(07:20:53 PM) mrdave williams: he let them know there was something going on
(07:21:00 PM) ME: They didn't know already?
(07:21:06 PM) ME: Back in a minute, changing baby's diapers.
(07:21:46 PM) mrdave williams: OK
(07:28:12 PM) mrdave williams: are you through?
(07:38:45 PM) mrdave williams: talk to me my friend
(07:48:43 PM) mrdave williams: you there?
(07:51:36 PM) ME: Sorry, that took longer than I thought!
(07:52:10 PM) mrdave williams: no problem
(07:52:33 PM) mrdave williams: so just go and make the payment tomorrow OK
(07:52:55 PM) ME: You were telling me about how someone else got scammed out of their money?
(07:53:48 PM) mrdave williams: what am telling you now is that don't call them again
(07:54:00 PM) ME: But they already know of the transfer, yes?
(07:54:01 PM) mrdave williams: just wait until i tell you to do so
(07:54:09 PM) mrdave williams: yes
(07:54:26 PM) ME: OK, so they could scam me even if I don't call?
(07:54:50 PM) mrdave williams: they cant
(07:54:58 PM) ME: But they can if I do call them?
(07:55:10 PM) mrdave williams: yes my friend
(07:55:34 PM) mrdave williams: just do i say i say and everything will end up smoothly
(07:55:41 PM) ME: How can they scam if I call?
(07:57:01 PM) mrdave williams: they will be checking if the money has entered and as soon as they confirm it they will just transfer it out of your account and act as if there was no transfer
(07:57:33 PM) ME: But if I don't call them, they can't do that?
(07:57:59 PM) mrdave williams: no my friend
(07:58:14 PM) ME: Why not?
(07:58:37 PM) mrdave williams: because they will thought the transfer is no more
(07:58:56 PM) mrdave williams: and i will block them for seeing your account
(07:59:12 PM) ME: But my bank still knows to put it in my account, right?
(07:59:32 PM) mrdave williams: they will not
(07:59:41 PM) ME: So how do I get my money?
(08:00:18 PM) mrdave williams: as soon as you pay the fee i will email you
(08:00:42 PM) mrdave williams: and you can go to your bank and reveal it to them
(08:00:58 PM) ME: You will put the money in a secret account?
(08:00:58 PM) mrdave williams: am on it
(08:01:36 PM) mrdave williams: only you alone will have the code to your account
(08:01:47 PM) ME: But it's a different account?
(08:02:50 PM) mrdave williams: is your own
(08:03:14 PM) mrdave williams: but we are going to make it look like a different account
(08:03:36 PM) ME: How do you do that?
(08:03:54 PM) mrdave williams: is my job
(08:04:12 PM) mrdave williams: just do as i say OK
(08:04:34 PM) ME: So my bank will think it's coming to a different account?
(08:04:46 PM) mrdave williams: yes my friend
(08:05:01 PM) ME: But you will email me a code to switch the money to my account?
(08:05:16 PM) mrdave williams: yes my friend
(08:05:20 PM) ME: Oh, clever!
(08:05:52 PM) mrdave williams: so just go to the western union and remit the money OK
(08:06:07 PM) ME: OK, so my bank will not see any money coming into my account?
(08:06:19 PM) mrdave williams: yes my friend
(08:06:35 PM) ME: What if they steal money from the other account?
(08:06:47 PM) mrdave williams: nobody will
(08:06:52 PM) mrdave williams: count on me
(08:06:55 PM) ME: But they can, right?
(08:07:05 PM) mrdave williams: no my friend is safe
(08:07:19 PM) ME: IF they can steal from my account, they can steal from other account?
(08:08:07 PM) mrdave williams: but this one they don't have the code only you alone is worthy to have the code
(08:08:28 PM) ME: But the money is in my bank, right?
(08:08:56 PM) mrdave williams: yes my friend
(08:09:06 PM) ME: So bank officials can steal it :(
(08:09:29 PM) mrdave williams: they cant now
(08:09:42 PM) mrdave williams: because i have blocked them
(08:09:51 PM) ME: They can steal once they get funds?
(08:10:03 PM) mrdave williams: yes my friend
(08:10:15 PM) ME: So it's still dangerous?
(08:10:31 PM) mrdave williams: yes my friend
(08:10:48 PM) mrdave williams: but now you don't have to be afraid
(08:10:58 PM) ME: You said they can still steal it
(08:11:12 PM) mrdave williams: they cant now
(08:11:21 PM) mrdave williams: because is safe
(08:11:32 PM) ME: But the money is in their bank.
(08:12:23 PM) mrdave williams: no we opened an account for you with your previous account number
(08:12:31 PM) ME: In which bank?
(08:12:45 PM) mrdave williams: sorry with the information you gave to us
(08:12:52 PM) ME: But new account?
(08:13:02 PM) mrdave williams: yes my friend
(08:13:19 PM) ME: So a new account at my bank?
(08:13:42 PM) mrdave williams: standard chartered bank
(08:13:50 PM) ME: Oh, so I will get an account at your bank?
(08:14:00 PM) mrdave williams: yes my friend
(08:14:20 PM) ME: Here in the USA?
(08:14:56 PM) mrdave williams: you can receive it anywhere my friend
(08:15:03 PM) ME: You said you made a new account?
(08:15:13 PM) mrdave williams: yes my friend
(08:15:45 PM) mrdave williams: i said you can receive it in any of the standard chartered bank
(08:15:52 PM) ME: Oh, but not at my bank.
(08:16:01 PM) mrdave williams: no my friend
(08:16:06 PM) ME: So money is not coming to my bank.
(08:16:16 PM) mrdave williams: no my friend
(08:16:32 PM) ME: It's coming to new account at Standard Chartered?
(08:16:41 PM) mrdave williams: yes my friend
(08:16:52 PM) ME: So I can call Standard Chartered in the morning?
(08:16:55 PM) ME: Instead of my bank?
(08:17:25 PM) mrdave williams: am already on it no need its my bank
(08:17:39 PM) ME: My money is going to what bank?
(08:18:03 PM) mrdave williams: standard chartered bank
(08:18:07 PM) ME: Not my bank.
(08:18:13 PM) mrdave williams: no
(08:18:20 PM) ME: I thought it was going to my bank?
(08:18:54 PM) mrdave williams: no my friend
(08:19:06 PM) ME: Email said money going to my bank?
(08:19:47 PM) mrdave williams: but we changed it base on lot of scams everywhere
(08:20:12 PM) ME: So my bank will show canceled transfer?
(08:20:24 PM) mrdave williams: yes my friend
(08:20:40 PM) mrdave williams: you as too much question my friend
(08:20:48 PM) ME: I want to be sure everything goes OK.
(08:21:19 PM) mrdave williams: everything is perfectly fine my friend OK
(08:21:32 PM) ME: So my bank will call me about the failed transfer tomorrow morning?
(08:21:52 PM) mrdave williams: they may not call
(08:22:03 PM) mrdave williams: but is not your consign
(08:22:16 PM) mrdave williams: just do as i tell you
(08:22:27 PM) ME: If I call, they will tell me of failed transfer?
(08:22:55 PM) mrdave williams: don't bother calling them
(08:23:13 PM) mrdave williams: you are making me nervous
(08:23:21 PM) ME: Why is that?
(08:24:06 PM) mrdave williams: because of your question
(08:24:13 PM) ME: Why does my question make you nervous?
(08:24:22 PM) mrdave williams: is too much
(08:24:35 PM) mrdave williams: just calm down and believe in me
(08:24:39 PM) ME: It's a lot of money!
(08:24:58 PM) mrdave williams: yes but am on it OK
(08:25:08 PM) ME: I'm nervous too!
(08:25:18 PM) mrdave williams: why?
(08:25:27 PM) ME: It's a lot of money! I want to make sure I get it right.
(08:25:39 PM) mrdave williams: you will
(08:26:06 PM) mrdave williams: can you pay through western union online now?
(08:26:19 PM) ME: My money is coming to Standard Chartered?
(08:26:30 PM) mrdave williams: yes my friend
(08:26:35 PM) ME: To a new account.
(08:26:58 PM) mrdave williams: yes my friend
(08:27:06 PM) ME: The old transfer to my bank is cancelled?
(08:27:50 PM) mrdave williams: why this questions again?
(08:28:01 PM) mrdave williams: i answered it before
(08:28:14 PM) ME: OK, so my old bank shows a cancelled transfer?
(08:28:22 PM) mrdave williams: yes
(08:28:59 PM) mrdave williams: send the fee online via western union now OK
(08:29:13 PM) ME: What is my new account number at Standard Chartered?
(08:29:45 PM) mrdave williams: until you send the fee that is when it will reveal to you
(08:29:51 PM) mrdave williams: OK
(08:29:58 PM) ME: But it's my account, right?
(08:30:04 PM) mrdave williams: yes
(08:30:29 PM) ME: So I can call Standard Chartered tomorrow to make sure everything is OK?
(08:31:05 PM) mrdave williams: i said am an agent in the bank am checking on it OK
(08:31:18 PM) mrdave williams: so don't bother
(08:31:23 PM) ME: OK, and you will call me to confirm it is OK?
(08:31:39 PM) mrdave williams: yes i will email you
(08:31:50 PM) mrdave williams: so just send the fee now
(08:32:01 PM) ME: You will email me and then I will send the fee?
(08:32:02 PM) mrdave williams: via online transfer
(08:32:31 PM) mrdave williams: everything is fine you are the one delaying it now
(08:32:41 PM) mrdave williams: your fee is the problem here
(08:32:47 PM) ME: You said there were scammers everywhere?
(08:33:07 PM) mrdave williams: yes
(08:33:18 PM) ME: Maybe they stole my money already!
(08:33:30 PM) mrdave williams: were?
(08:33:51 PM) ME: I must call to make sure it's safe!
(08:34:00 PM) mrdave williams: were?
(08:34:04 PM) ME: STandard Chartered.
(08:34:31 PM) mrdave williams: am in the bank checking on it
(08:34:40 PM) mrdave williams: is intact OK
(08:34:57 PM) ME: OK.
(08:35:35 PM) mrdave williams: now just send the fee online now
(08:35:44 PM) mrdave williams: via western union
(08:35:53 PM) ME: Why Western Union?
(08:36:22 PM) mrdave williams: i mean the $400
(08:36:31 PM) ME: To Standard Chartered Bank?
(08:38:11 PM) ME: OK, give me the address and I will send the money now.
(08:38:22 PM) ME: Then I will have my money in the morning, right? Or afternoon, latest?
(08:38:34 PM) mrdave williams: yes my friend
(08:38:40 PM) ME: OK, where do I send it again?
(08:38:59 PM) mrdave williams: let me give nigeria
(08:39:04 PM) ME: OK
(08:40:01 PM) mrdave williams: :::::::::::::::::::::::::::::: :::::::::::::::::::::::::::::: :::::::::::::::::::::::::::::: :::::
RECEIVER NAME: OKOSUN KELVIN
ADDRESS: LAGOS-NIGERIA
AMOUNT: $400USD
SECURITY QUESTION: COLOUR
ANSWER: BLUE
(08:40:11 PM) mrdave williams: have you seen it?
(08:40:24 PM) ME: OK, got it. I will go create an account at Western Union and send to:
(08:40:26 PM) ME: RECEIVER NAME: OKOSUN KELVIN
ADDRESS: LAGOS-NIGERIA
AMOUNT: $400USD
SECURITY QUESTION: COLOUR
ANSWER: BLUE
(08:40:35 PM) ME: This will take a few minutes, can you hang on?
(08:40:43 PM) mrdave williams: no problem
(08:40:56 PM) mrdave williams: just try your best OK
(08:41:11 PM) ME: OK, I have to create an account first, so this may take 5 or 6 minutes.
(08:41:40 PM) mrdave williams: as soon as you send it just send me the receipt ok
(08:41:48 PM) ME: It will come in email?
(08:42:19 PM) mrdave williams: you will send it in email?
(08:42:26 PM) ME: How will I get receipt online?
(08:43:28 PM) mrdave williams: the name you use to send the money and the money transfer control number and your contry
(08:43:33 PM) mrdave williams: OK
(08:43:46 PM) ME: OK, wait just a minute and I'll send the money and get those for you.
(08:44:06 PM) mrdave williams: OK my friend
(08:48:06 PM) mrdave williams: how is it going?
(08:53:45 PM) mrdave williams: u there my friend?
(09:15:50 PM) mrdave williams: are you through my friend?
(09:29:22 PM) mrdave williams: are you there my friend
(01:00:21 AM) mrdave williams: hello my friend
(02:11:46 AM) mrdave williams: what is going on my friend?
(02:55:27 AM) mrdave williams: talk to me my friend
(03:24:48 AM) mrdave williams: what is going on my friend?
(04:33:52 AM) mrdave williams: hello my friend
(05:09:36 AM) mrdave williams: talk to me my friend
(06:05:02 AM) ME: Hello?
(07:06:38 AM) mrdave williams: what is going on my friend?
(07:06:52 AM) ME: Oh, I tried to send online, but couldn't, and I fell asleep.
(07:07:15 AM) mrdave williams: what happened?
(07:07:27 AM) ME: I kept getting error messages.
(07:08:04 AM) mrdave williams: what messages is that?
(07:08:13 AM) ME: I don't remember, I fell asleep.
(07:08:16 AM) ME: I will go down in person today.
(07:08:48 AM) mrdave williams: just go and do it now
(07:09:01 AM) mrdave williams: because we dont have time anymore
(07:09:04 AM) ME: The Western Union isn't open right now.
(07:09:10 AM) ME: How much time do we have?
(07:09:20 AM) mrdave williams: not much my friend
(07:09:25 AM) ME: How much?
(07:10:02 AM) mrdave williams: just today
(07:10:08 AM) mrdave williams: to close it
(07:10:18 AM) ME: OK, no worries, I will go to the store as soon as it opens.
(07:10:50 AM) mrdave williams: OK my friend
(07:11:14 AM) mrdave williams: what is the time now?
(07:11:24 AM) ME: It's about 7:15 here.
(07:12:00 AM) mrdave williams: which state in us?
(07:12:06 AM) ME: [city], remember?
(07:13:13 AM) mrdave williams: OK
(07:15:28 AM) mrdave williams: what time will they open?
(07:15:36 AM) ME: 9am, in about 1h45m
(07:16:43 AM) mrdave williams: OK my friend just try your best
(07:17:09 AM) ME: I will!
(07:17:30 AM) mrdave williams: OK i will keep you updated
(07:17:33 AM) ME: Thank you!
(07:17:50 AM) mrdave williams: you are welcome my friend
(07:19:27 AM) ME: What times does Standard Chartered open?
(07:19:59 AM) mrdave williams: 8am
(07:20:12 AM) ME: Oh, an hour before Western Union does?
(07:20:42 AM) mrdave williams: yes my friend
(07:21:15 AM) ME: So I can call them before I go?
(07:22:16 AM) mrdave williams: don't call anybody i told you before am there for you
(07:22:32 AM) ME: It never hurts to double check?
(07:23:59 AM) mrdave williams: don't worry am on it
(07:24:12 AM) mrdave williams: your money is intact
(07:24:20 AM) ME: OK, good. I can mention your name when I call?
(07:25:00 AM) mrdave williams: don't call anybody the only person you can call is me
(07:25:11 AM) ME: Why can't I call the people at your bank here?
(07:25:55 AM) mrdave williams: the people there is not responsible for your transfer
(07:26:02 AM) ME: They're not?
(07:26:59 AM) mrdave williams: if you call them they will ask you for your code and you don't have it and it will be a messed up.
(07:27:10 AM) mrdave williams: so just wait till you have it
(07:27:20 AM) ME: I can tell them I am working with you?
(07:27:48 AM) mrdave williams: don't call anybody i say
(07:28:07 AM) mrdave williams: if you cant work with i might just quit
(07:28:17 AM) ME: But it's still my money, right?
(07:28:47 AM) mrdave williams: yes it will be if you do what i say
(07:29:07 AM) mrdave williams: and you might loose it if you don't do that
(07:29:26 AM) ME: Oh no, how could I loose it?
(07:30:17 AM) mrdave williams: if you go ahead and call the bank there when the money has not been transferred yet
(07:30:34 AM) ME: What will happen to my money?
(07:31:38 AM) mrdave williams: nothing but i might be force to withdraw the transfer if you don't listen to me
(07:31:49 AM) ME: What happens then?
(07:32:24 AM) mrdave williams: nothing you will loose it just like that
(07:32:38 AM) mrdave williams: if you don't do what i say
(07:33:32 AM) ME: What do you mean loose it?
(07:34:34 AM) mrdave williams: if you call the bank at this point in time
(07:34:47 AM) mrdave williams: is not yet time to call them
(07:34:55 AM) ME: What happens to my money then?
(07:35:32 AM) mrdave williams: i might just change my mnd
(07:35:45 AM) mrdave williams: and withdraw the transfer
(07:35:53 AM) ME: But it's still my money, right?
(07:37:21 AM) mrdave williams: it will not be anymore if you still insist to call the bank
(07:37:33 AM) mrdave williams: when i told i am handling it
(07:37:39 AM) ME: What happens to my money then?
(07:38:04 AM) mrdave williams: your money is safe if you follow my orders
(07:38:14 AM) ME: What happens to my money otherwise?
(07:38:30 AM) mrdave williams: nothing
(07:39:10 AM) ME: But it's still my money?
(07:39:15 AM) mrdave williams: yes
(07:39:26 AM) mrdave williams: what is the time now?
(07:39:32 AM) ME: About 7:40am
(07:39:52 AM) mrdave williams: OK good
(07:40:40 AM) mrdave williams: just hold i will tell you when to call the bank after you have paid the $400
(07:40:54 AM) ME: Even if transfer cancels, money is still mine?
(07:41:57 AM) mrdave williams: if it cancels you will loose it in the next 24hours
(07:42:05 AM) ME: What happens to it then?
(07:42:32 AM) mrdave williams: we send it to the next privilege
(07:42:37 AM) ME: Who is that?
(07:42:55 AM) mrdave williams: motherless babies home
(07:43:07 AM) ME: Oh, that's a good cause.
(07:43:30 AM) mrdave williams: yes my friend
(07:43:37 AM) ME: Maybe I should let it go there?
(07:43:47 AM) mrdave williams: why?
(07:43:52 AM) ME: It's a good cause.
(07:44:01 AM) ME: They need money more than me.
(07:47:30 AM) mrdave williams: just receive the money and you send to them
(07:47:41 AM) mrdave williams: that will be a good idea
(07:47:53 AM) ME: Are these orphans in Nigeria?
(07:49:15 AM) mrdave williams: everywhere in the world
(07:49:25 AM) ME: The ones on TV who are starving?
(07:49:42 AM) mrdave williams: yes my friend
(07:49:55 AM) ME: I can't take money from them :(
(07:50:39 AM) mrdave williams: OK
(07:50:46 AM) mrdave williams: but is your money
(07:50:59 AM) ME: No, you said it will go to orphans if I don't take it?
(07:51:16 AM) mrdave williams: is your compensation
(07:51:31 AM) mrdave williams: am just kidding
(07:51:37 AM) ME: kidding?
(07:52:11 AM) mrdave williams: yes i want to know how you will feel if i tell you that
(07:52:23 AM) ME: kidding about starving orphans? :(
(07:53:14 AM) mrdave williams: i said i was kidding when i tell you we are go to give your money to them
(07:53:30 AM) mrdave williams: the money is still yours and yours forever
(07:53:39 AM) ME: Why you kid about starving orphans? That not nice.
(07:54:07 AM) mrdave williams: am sorry about that
(07:54:30 AM) mrdave williams: every year i give them something
(07:54:48 AM) ME: Bank gives them?
(07:55:16 AM) mrdave williams: me and my family personally
(07:55:39 AM) mrdave williams: you can still give them if you want after receiving your money
(07:55:51 AM) ME: OK, don't kid about starving orphans again!
(07:56:15 AM) mrdave williams: alright
(07:56:25 AM) mrdave williams: so what is the time?
(07:56:39 AM) ME: About 7:56am, 4 minutes before your bank opens.
(07:56:55 AM) mrdave williams: yes my friend
(07:57:06 AM) ME: Money is mine even if transfer cancels?
(07:57:17 AM) mrdave williams: yes my friend
(07:57:36 AM) ME: OK, so I can get next week or tomorrow?
(07:58:07 AM) mrdave williams: yes my frind
(07:58:15 AM) ME: OK, good.
(07:58:54 AM) mrdave williams: just be getting ready to go to the western union OK
(07:59:03 AM) ME: I made mistake yesterday :(
(07:59:18 AM) mrdave williams: what mistake?
(07:59:35 AM) ME: I spent too much money, only have $250 left in bank.
(07:59:42 AM) ME: Must wait till i get disability check to pay you.
(08:00:22 AM) mrdave williams: that is not a problem
(08:00:38 AM) ME: So next week?
(08:00:56 AM) mrdave williams: just send it i i think i will help you
(08:01:09 AM) ME: I have to send whole $400 right?
(08:01:46 AM) mrdave williams: you said you have 250usd left right?
(08:02:00 AM) ME: Yes, and need $25 for lunch and other things today.
(08:02:57 AM) mrdave williams: i said i will help you complete it when you receive your funds you will send it to me back
(08:03:05 AM) ME: OK!
(08:03:22 AM) ME: once i get funds, i will reward you back 100 times at least!
(08:03:48 AM) mrdave williams: so you send the $250 OK
(08:03:57 AM) ME: Oh! I thought you would take care of it?
(08:05:36 AM) mrdave williams: i said when you pay the $250 i will complete it with $150 so that they can give you your funds at once
(08:06:01 AM) ME: Oh! But if you give $400, I will give you back $40,000 at least.
(08:07:20 AM) mrdave williams: i don't have $400
(08:07:49 AM) ME: Oh.
(08:08:04 AM) mrdave williams: yes my friend
(08:08:11 AM) ME: I need $25 for food and gasoline and diapers today.
(08:09:16 AM) mrdave williams: just hold on for that you will receive your money later today so just sacrifice
(08:09:29 AM) ME: Oh, but money might not come until Wednesday?
(08:09:57 AM) mrdave williams: i said later today or latest tomorrow
(08:10:10 AM) ME: OK, by close of business Tuesday?
(08:10:22 AM) mrdave williams: yes my friend
(08:10:36 AM) mrdave williams: so just go and send it now
(08:10:44 AM) ME: So I will need at least $25 per day to eat and drive and so on.
(08:11:26 AM) mrdave williams: that means you will be having $225 left?
(08:11:35 AM) ME: Well, $200 after Tuesday.
(08:11:43 AM) ME: But what if there's emergency?
(08:12:02 AM) mrdave williams: what emergency?
(08:12:11 AM) ME: What if something bad happens and I need money before Tuesday?
(08:12:32 AM) mrdave williams: tomorrow is Tuesday right
(08:12:35 AM) ME: Yes.
(08:12:55 AM) mrdave williams: you will receive it am assuring you
(08:13:23 AM) ME: But I must keep $50 for the emergency purpose.
(08:13:46 AM) mrdave williams: OK
(08:14:00 AM) mrdave williams: so send $200
(08:14:17 AM) mrdave williams: complete it
(08:14:17 AM) ME: Well, $25 for today's shopping, $25 for tomorrow, $50 emergency, so I can send $150 now.
(08:14:54 AM) mrdave williams: OK
(08:15:00 AM) ME: Is that OK?
(08:15:28 AM) mrdave williams: no problem
(08:15:32 AM) ME: Are you sure?
(08:15:39 AM) ME: I can send whole $400 next week.
(08:16:26 AM) mrdave williams: don't worry i want us to close it the earlier the better
(08:16:43 AM) mrdave williams: because we have more beneficiary waiting
(08:16:54 AM) ME: But it's my money, right?
(08:17:01 AM) mrdave williams: yes
(08:17:15 AM) ME: No more beneficary gets it if I don't take today?
(08:17:32 AM) mrdave williams: no my friend
(08:17:50 AM) mrdave williams: but you have to have it today or tomorrow
(08:17:55 AM) ME: Why?
(08:18:28 AM) mrdave williams: because it has spend too much time in our hands
(08:18:41 AM) mrdave williams: is yours you must have it
(08:19:00 AM) ME: What happens if not by tomorrow?
(08:20:09 AM) mrdave williams: will may not be giving you attention like we are doing now because we will be attending to the next beneficiary
(08:20:22 AM) ME: But it will still be my money?
(08:20:29 AM) mrdave williams: yes
(08:21:09 AM) mrdave williams: but if you don't act fast the bank might be force to do something
(08:21:16 AM) ME: Like what?
(08:22:04 AM) mrdave williams: they will fill you don't need the money and they will take it back
(08:22:12 AM) ME: Where will it go?
(08:22:23 AM) mrdave williams: no where
(08:22:31 AM) mrdave williams: the will keep it
(08:22:35 AM) ME: Are you kidding again?
(08:22:57 AM) mrdave williams: no my friend
(08:23:10 AM) ME: My money goes away after tomorrow?
(08:23:44 AM) mrdave williams: yes they will feel maybe you don't need it
(08:23:52 AM) ME: So money is not really mine?
(08:24:15 AM) mrdave williams: is yours
(08:24:39 AM) mrdave williams: you will have it by today or tomorrow
(08:24:44 AM) ME: But bank can take it?
(08:25:14 AM) mrdave williams: if it spend long than they expected
(08:25:32 AM) ME: So it's not my money after tomorrow?
(08:25:45 AM) mrdave williams: yes my friend
(08:26:05 AM) ME: Oh, I thought it was my money even next week?
(08:26:18 AM) mrdave williams: no my friend
(08:26:37 AM) ME: So it's not really my money?
(08:26:54 AM) mrdave williams: is yours
(08:27:06 AM) mrdave williams: go to the western union now
(08:27:18 AM) ME: But not mine after tomorrow?
(08:27:39 AM) mrdave williams: and pay the fee and lets begin transfer now
(08:27:47 AM) ME: Money not mine after tomorrow?
(08:28:11 AM) mrdave williams: yes my friend
(08:28:21 AM) ME: I didn't know that.
(08:29:06 AM) mrdave williams: so just get ready now and pay the money and lets start now
(08:29:22 AM) ME: My money's not safe after tomorrow?
(08:29:49 AM) mrdave williams: no my friend
(08:29:55 AM) ME: I didn't know that.
(08:31:09 AM) mrdave williams: is yours this minute if you just go and do what i ask you to do
(08:31:26 AM) mrdave williams: but you are proving stubborn
(08:31:46 AM) ME: not mine forever?
(08:32:44 AM) mrdave williams: stop asking questions and go and do what i told you and lets get this done
(08:32:51 AM) ME: Baby just woke up, one second.
(08:33:12 AM) mrdave williams: OK
(08:34:13 AM) mrdave williams: are you back?
(08:46:50 AM) mrdave williams: are you ready to go?
(09:12:24 AM) ME: Sorry, I am back now.
(09:51:31 AM) ME: Hello hello?
(10:47:35 AM) ME: Hello hello?
(11:34:22 AM) mrdave williams: hello my friend
(11:37:10 AM) mrdave williams: are you there my friend?
(11:40:07 AM) ME: Yes, hello?
(11:41:30 AM) mrdave williams: what is going on?
(11:41:46 AM) ME: I can send your officer $150 by UPS right now. Is that going to be OK?
(11:42:39 AM) mrdave williams: i don't understand
(11:43:08 AM) ME: I have $250 and must have $25 each day, today and tomorrow, and $50 for emergency, so I can give $150 now
(11:43:24 AM) mrdave williams: yes my friend
(11:43:28 AM) mrdave williams: do it
(11:43:44 AM) ME: Is that OK? OK, good, I am going to Western Union right now!
(11:44:03 AM) mrdave williams: that is good be fast about it
(11:45:24 AM) mrdave williams: hope you remember the name you are sending it to?
(12:17:53 PM) mrdave williams: are you back my friend?
(12:33:51 PM) mrdave williams: are you back?
(12:49:22 PM) mrdave williams: hello
(12:52:15 PM) ME: They would not take my card!!!
(12:54:54 PM) mrdave williams: what card
(12:55:01 PM) ME: My debit card!
(12:55:34 PM) mrdave williams: withdraw the money from ur account
(12:55:43 PM) mrdave williams: and go to the western union
(12:55:43 PM) ME: I try it for $200, they say not enough funds.
(12:55:52 PM) ME: I try for $150, also say declined.
(12:55:57 PM) ME: I even try $100 and it declined!
(12:56:08 PM) mrdave williams: hw much do u have in the account?
(12:56:15 PM) ME: Let me go online and check.
(12:56:20 PM) ME: Should be about $250
(12:56:29 PM) mrdave williams: OK
(12:56:40 PM) mrdave williams: why is it hard to withdraw?
(12:56:50 PM) ME: I don't know, let me check.
(12:57:04 PM) mrdave williams: check
(12:57:42 PM) ME: Logging in now. If I see the failed transfer, I should ignore it?
(12:58:17 PM) mrdave williams: yes
(12:58:24 PM) ME: Should I see it?
(12:58:33 PM) mrdave williams: no my friend
(12:58:48 PM) ME: Oh no!!! The rental car company put a hold of $200 on my account.
(12:59:01 PM) mrdave williams: why?
(12:59:24 PM) ME: I don't know. I signed up for rent-a-car, but it was only $35/day and started Friday.
(01:00:02 PM) mrdave williams: so you don't have any money at hand
(01:00:11 PM) ME: Only $50 left in account :(
(01:00:18 PM) ME: Well, $50 that is not being held.
(01:00:35 PM) mrdave williams: can you withdraw it?
(01:00:43 PM) ME: Just the $50? Yes.
(01:01:07 PM) mrdave williams: withdraw and borrow the rest
(01:01:11 PM) ME: From where?
(01:01:24 PM) ME: Will your bank loan to me?
(01:01:30 PM) ME: Since I am getting big money soon?
(01:01:35 PM) mrdave williams: don't you have friends
(01:01:37 PM) mrdave williams: ?
(01:01:50 PM) ME: Yes, but I hate to ask them for money.
(01:02:08 PM) mrdave williams: just do its urgent OK
(01:02:18 PM) mrdave williams: just today and no more
(01:02:22 PM) ME: Why urgent?
(01:02:28 PM) ME: I can get money next week, yes?
(01:02:56 PM) mrdave williams: because they want to start working on it right now
(01:03:03 PM) ME: But it's my money, right?
(01:03:13 PM) mrdave williams: yes
(01:03:21 PM) ME: So I can get it next week?
(01:03:34 PM) mrdave williams: are you deaf
(01:03:43 PM) mrdave williams: i explain earlier to you
(01:03:49 PM) ME: Remind me?
(01:05:26 PM) mrdave williams: that the bank will take their money back after today or tomorrow
(01:05:35 PM) ME: So it's not my money?
(01:05:48 PM) mrdave williams: its yours
(01:05:58 PM) mrdave williams: what is your problem?
(01:06:06 PM) ME: But it's my money, right?
(01:06:29 PM) mrdave williams: just go and get the money and stop asking me question
(01:06:35 PM) ME: I'm confused.
(01:06:54 PM) mrdave williams: don't be because
(01:07:08 PM) mrdave williams: we are coming to an end of the transfer
(01:07:17 PM) mrdave williams: you are delaying it
(01:07:46 PM) ME: It is always my money, right?
(01:07:53 PM) mrdave williams: yes
(01:08:16 PM) mrdave williams: stop asking silly question and get the money
(01:08:25 PM) ME: Next week?
(01:08:33 PM) mrdave williams: now
(01:08:43 PM) mrdave williams: talk to your friend
(01:08:50 PM) ME: Friends will want to know why.
(01:09:27 PM) mrdave williams: just tell them you want to get something for your baby
(01:09:34 PM) ME: I cannot lie to my friends!
(01:09:43 PM) mrdave williams: and you will give them by tuesday
(01:10:01 PM) ME: I can't lie to them, it is wrong.
(01:10:26 PM) mrdave williams: wrong when your money is involve right
(01:10:35 PM) ME: Their money they lend to me?
(01:11:01 PM) mrdave williams: your 700,000usd
(01:11:10 PM) ME: Hey, you keep saying I am your friend, yes?
(01:11:23 PM) mrdave williams: yes
(01:11:27 PM) ME: Can you loan me money?
(01:15:45 PM) mrdave williams: i was the one who help you pay the $250 out of the $400 and you are still asking me money
(01:15:59 PM) ME: So you can't loan me more?
(01:16:06 PM) ME: I don't want to ask for more, but I only have $50
(01:16:33 PM) mrdave williams: just send it
(01:16:38 PM) ME: Just the $50?
(01:16:41 PM) mrdave williams: first
(01:17:08 PM) mrdave williams: yes
(01:17:14 PM) ME: Will that be enough?
(01:18:06 PM) mrdave williams: you should send it first for our officer to know you are trying
(01:18:34 PM) mrdave williams: maybe by next week or during the week u send the balance
(01:18:46 PM) ME: Can I send balance from $700,000?
(01:19:02 PM) mrdave williams: no
(01:19:14 PM) mrdave williams: that does not work
(01:19:34 PM) ME: But I can send next week when I get paycheck?
(01:19:44 PM) mrdave williams: yes my friend
(01:20:01 PM) mrdave williams: but for now just do the $50
(01:20:08 PM) ME: UPS transfer fee is $15.
(01:20:26 PM) mrdave williams: i said western union
(01:20:33 PM) ME: Sorry, Western Union.
(01:21:13 PM) mrdave williams: so you mean you don't have $15 at home
(01:21:22 PM) ME: Maybe, I have some change.
(01:21:27 PM) ME: But only few dollars.
(01:21:33 PM) ME: Money in bank is my last $50!
(01:21:52 PM) mrdave williams: just check and let me know how much it is
(01:22:09 PM) ME: OK, it is 12 quarters and 4 dimes.
(01:22:23 PM) ME: Oh, and some pennies.
(01:22:27 PM) ME: Should I count pennies?
(01:22:29 PM) mrdave williams: how much is that?
(01:22:33 PM) mrdave williams: yes
(01:22:38 PM) ME: $3.40 quarters and dimes.
(01:22:47 PM) ME: 100s of pennies, will take time to count.
(01:22:58 PM) mrdave williams: count it
(01:24:12 PM) mrdave williams: how much?
(01:29:08 PM) mrdave williams: are you through in counting it?
(01:30:48 PM) ME: OK, it is 87 cents.
(01:31:12 PM) mrdave williams: how much is that?
(01:31:20 PM) ME: I think about $4 total in change.
(01:31:56 PM) mrdave williams: that is why i said you should collect from your friends
(01:32:09 PM) ME: OK, I will tell them of my good fortune.
(01:32:26 PM) mrdave williams: no just keep it secret
(01:32:48 PM) mrdave williams: or just tell tell them you will pay back by tomorrow
(01:32:56 PM) ME: I will get money by tomorrow?
(01:33:01 PM) ME: What if they ask?
(01:33:33 PM) mrdave williams: just tell them you are using it to buy something for your baby
(01:33:37 PM) ME: But that is lie!
(01:34:08 PM) mrdave williams: is for only today OK
(01:34:22 PM) ME: So how much do I send to get money tomorrow?
(01:34:49 PM) mrdave williams: $200
(01:34:56 PM) ME: $185 after UPS fees?
(01:35:12 PM) mrdave williams: OK
(01:35:19 PM) ME: I will text friends now.
(01:35:34 PM) mrdave williams: OK
(01:37:28 PM) mrdave williams: any good news?
(01:43:54 PM) mrdave williams: any new development?
(01:50:11 PM) mrdave williams: talk to me my friend
(01:51:41 PM) ME: OK, my friends will give me $50 total if I pick it up.
(01:52:41 PM) mrdave williams: how much will it be now all to?gether
(01:52:50 PM) ME: $100 when I add my $50 in.
(01:53:11 PM) mrdave williams: OK
(01:53:27 PM) mrdave williams: look for $50 more
(01:53:35 PM) ME: I asked all my friends!
(01:53:43 PM) ME: Even some people I didn't know that well
(01:54:00 PM) mrdave williams: what was their response?
(01:54:06 PM) ME: That's how I got $50
(01:54:23 PM) mrdave williams: OK
(01:54:29 PM) mrdave williams: go and pay it
(01:54:38 PM) ME: It will be $85 after Western Union fee, ok?
(01:54:53 PM) mrdave williams: OK
(01:55:12 PM) mrdave williams: by next week you will pay the balance
(01:55:19 PM) ME: When will I get money?
(01:55:43 PM) mrdave williams: when you complete the payment
(01:55:51 PM) ME: But $50 is all my money!
(01:57:08 PM) mrdave williams: OK as soon as you make the payment i will talk to the bank to release some to your account
(01:57:41 PM) ME: How much?
(01:58:02 PM) mrdave williams: maybe $30000
(01:58:18 PM) ME: Oh OK, then I'll have plenty of money to pay for food and the rest of the fee!
(01:58:31 PM) mrdave williams: yes my friend
(01:58:44 PM) mrdave williams: just go and pay the money now
(01:59:05 PM) ME: I will go pay $85 now from Western Union. Where do I send it again? Just to doublecheck.
(01:59:29 PM) mrdave williams: let me send you the details again
(01:59:33 PM) ME: OK, good
(02:00:22 PM) mrdave williams: RECEIVER NAME: OKOSUN KELVIN
ADDRESS: LAGOS-NIGERIA
AMOUNT: $85USD
SECURITY QUESTION: COLOUR
ANSWER: BLUE
(02:00:41 PM) mrdave williams: have you seen it?
(02:00:44 PM) ME: OK, I am printing that out now.
(02:00:57 PM) mrdave williams: OK good
(02:01:08 PM) ME: It is colour with the 'u' in it?
(02:01:32 PM) mrdave williams: i dont understand
(02:01:51 PM) ME: The security question is color?
(02:02:12 PM) mrdave williams: no colour
(02:02:19 PM) ME: OH, with a u in it
(02:02:27 PM) mrdave williams: yes
(02:02:37 PM) ME: It's funny, we spell it different here
(02:02:50 PM) mrdave williams: OK
(02:04:19 PM) mrdave williams: as soon you make the payment just send the senders name and the money transfer control number and the security question OK
(02:04:40 PM) ME: OK. I will go now to get money from friends and then to Western Union!
(02:05:13 PM) mrdave williams: OK my friend like how many minutes?
(02:05:34 PM) ME: My friends all live in town, shouldn't be too long.
(02:05:51 PM) mrdave williams: like how many minutes?
(02:09:01 PM) mrdave williams: are you there?
(02:38:24 PM) mrdave williams: are you back?
(03:02:21 PM) mrdave williams: are you back?
(03:09:02 PM) mrdave williams: hello my friend
(03:18:15 PM) mrdave williams: are you back?
(03:23:58 PM) mrdave williams: hello
(03:25:40 PM) mrdave williams: when you are back just send the payment information i will receive it when i come online again OK
(03:42:53 PM) ME: Hello, are you there?
(03:44:19 PM) ME: Hello hello?
(03:47:41 PM) ME: Are you there?
(04:16:52 PM) ME: Hello hello?
(05:01:28 PM) ME: Hello?
(05:18:04 PM) ME: Hi?
(05:47:25 PM) ME: hello?
(05:47:28 PM) ME: Hello please?
(06:13:44 PM) ME: Hello, are you there?
(06:50:35 PM) ME: Hello?
(07:19:31 PM) ME: Hello hello? Please be there.
(08:24:00 PM) ME: Hello?
(08:56:23 PM) ME: Hello there?
(09:35:11 PM) ME: Hello?
(09:35:13 PM) ME: Are you therE?
(09:35:15 PM) ME: Hello?
(11:13:43 PM) mrdave williams: hello
(11:24:21 PM) mrdave williams: hello
(11:44:12 PM) mrdave williams: hello
(12:48:08 AM) mrdave williams: hello friend
(03:32:24 AM) mrdave williams: hello my friend
(04:31:44 AM) mrdave williams: hello my friend
(05:11:55 AM) ME: Hello?
(05:14:11 AM) ME: Are you there? Hello?
(05:14:22 AM) mrdave williams: hello
(05:14:36 AM) ME: I am glad I reached you! I ran into some trouble yesterday.
(05:14:51 AM) mrdave williams: what happened?
(05:15:02 AM) ME: One friend can not give me money until tomorrow (which is now today).
(05:15:10 AM) ME: Also, car ran out of gas, so I had to fill tank.
(05:15:33 AM) mrdave williams: did you have the money now?
(05:15:48 AM) ME: I can get money from other friend today.
(05:16:03 AM) mrdave williams: how much?
(05:16:21 AM) ME: Car gas cost $38, so, after everything, $62
(05:17:06 AM) ME: If friend gives me money.
(05:17:09 AM) mrdave williams: how much can you get from your friends today?
(05:17:16 AM) ME: That is if friend gives me money.
(05:17:20 AM) ME: If not, $57
(05:18:03 AM) mrdave williams: is like you are not serious about this transfer
(05:18:10 AM) ME: I don't have money for transfer.
(05:18:39 AM) mrdave williams: go and look for money
(05:18:42 AM) ME: Where?
(05:18:58 AM) mrdave williams: borrow from your friends
(05:19:01 AM) ME: I already have!
(05:19:16 AM) mrdave williams: how much have you borrowed?
(05:19:28 AM) ME: $45 so far.
(05:19:29 AM) ME: Wait!
(05:19:40 AM) ME: Maybe bank will loan me money if they know $400,000 is coming?
(05:20:07 AM) mrdave williams: don't go the bank
(05:20:12 AM) ME: Why not? You said to get money?
(05:20:24 AM) ME: Can your bank loan me money?
(05:20:52 AM) mrdave williams: how much do you have in hand now?
(05:21:02 AM) ME: $57 right now
(05:22:02 AM) mrdave williams: if you were serious about this transaction you should have ignore what came up yesterday i don't think you are serious
(05:22:12 AM) ME: Ignore what?
(05:22:47 AM) mrdave williams: what came up when you where going to the western union office
(05:22:55 AM) ME: My car ran out of gas!
(05:23:00 AM) ME: All driving around to get money from friends.
(05:23:20 AM) mrdave williams: did they give to you
(05:23:26 AM) ME: Yes, I got $45 from friends.
(05:24:06 AM) mrdave williams: plus your $57 how much is that?
(05:24:24 AM) ME: No, I had to spend money to get gas for car. I have $12 of my own money left.
(05:24:49 AM) mrdave williams: you are not serious at all
(05:25:06 AM) mrdave williams: what do you want me to tell the account officer now?
(05:25:07 AM) ME: Money is still mine, right?
(05:25:14 AM) mrdave williams: yes
(05:25:22 AM) mrdave williams: but you got to act fast
(05:25:25 AM) ME: Why?
(05:26:12 AM) mrdave williams: because our account officer is already sited to transfer the money
(05:26:35 AM) ME: OK, and?
(05:27:04 AM) mrdave williams: you are wasting his time
(05:27:23 AM) ME: But money is still mine?
(05:27:30 AM) mrdave williams: yes
(05:27:35 AM) ME: I can make up to him later.
(05:27:47 AM) mrdave williams: today right
(05:28:01 AM) ME: Today I can give $57
(05:28:16 AM) ME: Your bank can confirm $400,000 on the way, yes?
(05:28:32 AM) mrdave williams: $57 does not count at all
(05:28:41 AM) mrdave williams: look for more to it
(05:29:01 AM) mrdave williams: just look for more $100
(05:29:05 AM) ME: My bank will loan me money to get $400,000.
(05:29:11 AM) ME: Can they call you?
(05:29:19 AM) ME: Do you have number in USA?
(05:29:36 AM) mrdave williams: no
(05:29:48 AM) ME: OK, I will ask them to call you in England.
(05:30:17 AM) mrdave williams: don't even bother the bank about that
(05:30:34 AM) mrdave williams: just ask your friends OK
(05:30:38 AM) ME: Can you call my bank?
(05:30:48 AM) ME: But bank will loan me $400+ for big transfer.
(05:31:07 AM) ME: I can pay 100%
(05:31:24 AM) mrdave williams: i cannot we don't make or receive calls for now
(05:31:32 AM) ME: Your phone doesn't work?
(05:32:36 AM) mrdave williams: we are into transfer season so we don't make or receive calls for there are communication scammers everywhere
(05:32:54 AM) ME: So my bank should call Standard Chartered in US directly?
(05:33:10 AM) mrdave williams: non of our bank
(05:33:17 AM) mrdave williams: i warned you
(05:33:31 AM) ME: OK, I will ask them to try.
(05:33:34 AM) ME: They have special bank contact.
(05:33:38 AM) ME: bank-to-bank
(05:34:10 AM) mrdave williams: you don't listen to me that's your problem
(05:34:29 AM) ME: But my bank will give me money to give your officer.
(05:35:01 AM) mrdave williams: don't go to the bank look for somewhere else
(05:35:06 AM) ME: Why not bank?
(05:35:11 AM) ME: Bank is supposed to give loan for thing like this.
(05:35:31 AM) mrdave williams: and i said no for security reasons
(05:35:37 AM) ME: Bank is more secure!
(05:35:55 AM) mrdave williams: listen to me OK
(05:36:19 AM) mrdave williams: am trying to help you you are proven stupid
(05:36:26 AM) ME: Hey!
(05:37:00 AM) mrdave williams: if you want to loose your money to someone else go
(05:37:11 AM) ME: But money is mine, right?
(05:37:18 AM) mrdave williams: yes
(05:37:29 AM) mrdave williams: how many times will i tell you
(05:37:32 AM) ME: Always mine?
(05:37:37 AM) ME: Today, tomorrow, next week?
(05:37:39 AM) mrdave williams: yes
(05:37:44 AM) ME: So I can get later.
(05:37:52 AM) mrdave williams: not next week
(05:37:55 AM) ME: Why no?
(05:38:10 AM) mrdave williams: next week is out of it
(05:38:23 AM) mrdave williams: just today remember
(05:38:30 AM) ME: Money not mine next week?
(05:38:42 AM) mrdave williams: no my friend
(05:38:45 AM) ME: Why?
(05:39:16 AM) mrdave williams: it has spent much time than we expected
(05:39:25 AM) ME: But money is mine, right?
(05:39:40 AM) mrdave williams: just for today
(05:39:46 AM) mrdave williams: so act fast
(05:39:50 AM) ME: Not tomorrow?
(05:39:59 AM) mrdave williams: no my friend
(05:40:01 AM) ME: Why?
(05:40:12 AM) mrdave williams: i told you before
(05:40:24 AM) mrdave williams: stop asking questions
(05:40:27 AM) ME: Why?
(05:40:32 AM) ME: I'm confused.
(05:40:42 AM) mrdave williams: better be
(05:40:54 AM) mrdave williams: go and look for mney
(05:41:02 AM) ME: At my bank?
(05:41:12 AM) mrdave williams: no
(05:41:23 AM) mrdave williams: take loan from your friends
(05:41:27 AM) mrdave williams: is better
(05:41:31 AM) ME: Why not bank?
(05:42:04 AM) mrdave williams: what i told you about the bank some days back remember
(05:42:09 AM) ME: No. Remind me?
(05:42:51 AM) mrdave williams: that the banks will like to take part in your money
(05:42:59 AM) ME: Oh, I only ask for loan.
(05:43:07 AM) ME: They charge interest, but it's little.
(05:43:42 AM) mrdave williams: they will want to take even more you have after the transfer
(05:43:49 AM) ME: Why?
(05:44:36 AM) mrdave williams: because they saw your money is large so they will want to try something greedy on you
(05:44:43 AM) ME: Oh.
(05:44:48 AM) ME: Credit union?
(05:44:58 AM) mrdave williams: yes my friend
(05:45:06 AM) ME: OK, I will call credit union.
(05:45:09 AM) ME: Ask for loan.
(05:45:38 AM) mrdave williams: don't go anywhere except your friends
(05:45:47 AM) ME: My friends have no more money.
(05:45:55 AM) ME: To loan me.
(05:46:21 AM) mrdave williams: they will
(05:46:24 AM) mrdave williams: just try
(05:46:37 AM) ME: I can apply for credit card?
(05:46:38 AM) mrdave williams: we have no time on this matter any more
(05:46:47 AM) ME: But money is mine, right?
(05:46:52 AM) mrdave williams: yes
(05:47:00 AM) ME: Always mine?
(05:47:21 AM) mrdave williams: not yours after today
(05:47:54 AM) ME: What happens?
(05:48:25 AM) mrdave williams: am tired of you i think you need to quit
(05:48:34 AM) ME: But money is mine, right?
(05:48:59 AM) mrdave williams: don't ask me again
(05:49:03 AM) ME: But itis?
(05:49:13 AM) mrdave williams: no
(05:49:17 AM) ME: It's not?
(05:50:03 AM) mrdave williams: told you before but you are still asking meaningful question that will not help
(05:50:12 AM) ME: I'm confused.
(05:50:27 AM) mrdave williams: meet your friend
(05:50:34 AM) ME: For $5 ?
(05:50:54 AM) mrdave williams: and let them loan you $100
(05:51:04 AM) ME: They loaned me as much as they can.
(05:51:19 AM) ME: Hold on, baby crying, back in a minute.
(05:54:15 AM) mrdave williams: are you back?
(06:14:53 AM) mrdave williams: are you there?
(06:22:52 AM) ME: OK, I am back.
(06:23:16 AM) mrdave williams: so go and look for the money OK
(06:23:27 AM) ME: I can apply for credit card.
(06:23:40 AM) mrdave williams: don't
(06:23:49 AM) mrdave williams: meet your friends
(06:23:53 AM) ME: Friends have given enough.
(06:24:00 AM) ME: Why can't I get money normal way?
(06:24:16 AM) mrdave williams: i told you before friend
(06:24:20 AM) mrdave williams: be wise
(06:24:40 AM) ME: I don't understand.
(06:24:50 AM) mrdave williams: they will use you
(06:25:01 AM) mrdave williams: to get the money
(06:25:10 AM) ME: How?
(06:25:32 AM) mrdave williams: i told you before stop asking me questions
(06:25:35 AM) ME: Why?
(06:25:52 AM) mrdave williams: stop asking questions
(06:26:02 AM) mrdave williams: and go and look for money now
(06:26:06 AM) ME: You are being rude.
(06:26:11 AM) ME: Who is your supervisor?
(06:26:43 AM) mrdave williams: am not rude
(06:26:51 AM) mrdave williams: just act fast
(06:27:00 AM) ME: How?
(06:27:14 AM) mrdave williams: how do you have?
(06:27:20 AM) ME: $57
(06:28:28 AM) mrdave williams: go get more $80
(06:28:43 AM) ME: If I tell my friends of money, maybe they will give more.
(06:29:01 AM) mrdave williams: OK
(06:29:06 AM) mrdave williams: go ahead
(06:29:28 AM) ME: OK, I will text saying I am getting $400,000 if they can give me few more $s
(06:29:49 AM) mrdave williams: yes
(06:30:15 AM) mrdave williams: just ask them at least $250
(06:30:22 AM) ME: You said $80!
(06:30:56 AM) mrdave williams: since you re collecting loan just make it bigger
(06:31:09 AM) ME: I don't want to owe too much
(06:31:27 AM) mrdave williams: OK
(06:31:41 AM) mrdave williams: $100 is OK
(06:31:52 AM) ME: OK. I am texting now
(06:32:04 AM) mrdave williams: alright
(06:32:39 AM) mrdave williams: if they ask you where are you getting it just tell them somebody is giving you
(06:33:23 AM) ME: What is http://tinyurl.com/ab6zxfn
(06:33:31 AM) ME: I told them bank in Nigeria is giving me.
(06:34:23 AM) mrdave williams: just tell them somebody is giving you OK
(06:35:02 AM) ME: What is on URL http://tinyurl.com/ab6zxfn some kind of story?
(06:35:33 AM) mrdave williams: is nothing my friend
(06:36:05 AM) ME: You are Dave Williams, yes?
(06:36:16 AM) mrdave williams: yes my friend
(06:36:43 AM) ME: Article says your name?
(06:37:06 AM) mrdave williams: i don't understand
(06:37:27 AM) ME: article at http://tinyurl.com/ab6zxfn says your name in it?
(06:37:57 AM) mrdave williams: who gave it to you?
(06:38:16 AM) ME: My friend I texted.
(06:38:33 AM) mrdave williams: what did he tell you?
(06:38:39 AM) ME: He says to read article.
(06:38:53 AM) mrdave williams: what article?
(06:39:03 AM) ME: http://tinyurl.com/ab6zxfn
(06:39:05 AM) ME: Can you see link?
(06:39:11 AM) mrdave williams: yes
(06:39:29 AM) mrdave williams: ask another friend
(06:39:50 AM) ME: OK.
(06:40:05 AM) ME: What is 491?
(06:41:20 AM) mrdave williams: s just a number
(06:41:37 AM) ME: OK, friend said something about it.
(06:41:53 AM) mrdave williams: what did he say?
(06:42:07 AM) ME: He said to google 491 and nigeria
(06:42:36 AM) mrdave williams: and did you believe him?
(06:42:54 AM) ME: I am looking now
(06:43:07 AM) mrdave williams: OK
(06:45:22 AM) ME: What is this article? http://tinyurl.com/acwpgc8
(06:45:44 AM) mrdave williams: ignore its nothing
(06:45:52 AM) ME: You have read it?
(06:45:59 AM) mrdave williams: yes
(06:46:04 AM) ME: You read fast!
(06:46:08 AM) ME: Borth articles?
(06:46:17 AM) mrdave williams: yes my friend
(06:46:32 AM) mrdave williams: it does not open in my destop
(06:46:54 AM) ME: Oh.
(06:46:58 AM) ME: http://tinyurl.com/bjvsmhj This is another one
(06:47:18 AM) mrdave williams: it does not open
(06:48:08 AM) ME: Oh.
(06:48:31 AM) mrdave williams: so has anybody give you the money?
(06:48:46 AM) ME: No, they are warning me off
(06:48:52 AM) ME: 2 friends so far warning me.
(06:49:22 AM) mrdave williams: just tell them is non of their business they should just lend you
(06:49:32 AM) ME: That is rude!
(06:49:37 AM) mrdave williams: you are paying them back
(06:49:40 AM) ME: How can I tell them to just lend without knowing.
(06:49:49 AM) ME: They will not lend money if I do not tell them.
(06:49:56 AM) mrdave williams: tell them what
(06:50:34 AM) ME: tell them why I need money
(06:50:55 AM) mrdave williams: when you told them what did they tell you?
(06:53:00 AM) ME: They said it sounded strange.
(06:53:04 AM) ME: They will not give me money for it.
(06:53:22 AM) ME: They give me number 491
(06:53:43 AM) mrdave williams: OK
(06:54:01 AM) mrdave williams: am just confuse
(06:54:19 AM) ME: Me too
(06:55:10 AM) mrdave williams: go and meet another friend dont tell him the same thing you told the other ones just come up with another idea
(06:55:17 AM) ME: I can't lie!
(06:55:21 AM) ME: That is wrong!
(06:55:39 AM) mrdave williams: just do it to get your money today
(06:55:50 AM) ME: Money still mine tomorrow, right?
(06:55:58 AM) mrdave williams: no
(06:56:10 AM) mrdave williams: today is the dead line
(06:56:14 AM) ME: Oh.
(06:56:26 AM) mrdave williams: yes my friend
(06:56:26 AM) ME: So if I can't raise money today, don't send at all.
(06:56:29 AM) ME: ?
(06:56:41 AM) mrdave williams: yes my friend
(06:56:49 AM) ME: Your bank will not cheat me, of course?
(06:57:03 AM) mrdave williams: no my friend
(06:57:14 AM) ME: So I will call US Branch for help!
(06:57:36 AM) mrdave williams: don't
(06:57:41 AM) mrdave williams: i warn you
(06:57:48 AM) ME: Is your bank!
(06:58:09 AM) mrdave williams: don't do it
(06:58:11 AM) ME: Why?
(06:58:23 AM) mrdave williams: because am on it
(06:58:32 AM) mrdave williams: i will loose my job
(06:58:35 AM) ME: What, really?
(06:58:44 AM) mrdave williams: yes my friend
(06:58:46 AM) ME: Why?
(07:00:32 AM) mrdave williams: they will say what they gave to me to handle i cannot do it
(07:00:41 AM) ME: Oh, I don't want you to lose job.
(07:01:14 AM) mrdave williams: OK so just talk to the rest of your friends
(07:01:21 AM) ME: If I don't take money, you keep job?
(07:02:05 AM) mrdave williams: i don't understand
(07:02:30 AM) ME: If I let money go, your job is safe?
(07:02:44 AM) mrdave williams: no my friend
(07:03:06 AM) ME: I'm confused.
(07:03:54 AM) mrdave williams: just help me all else i will go to prison if your money did not get to you
(07:04:13 AM) ME: Prison?
(07:04:58 AM) mrdave williams: yes my friend
(07:05:04 AM) mrdave williams: is my job
(07:05:21 AM) mrdave williams: so i must let the money reach your hand safely
(07:05:52 AM) ME: You will lose job AND go to prison?
(07:06:18 AM) mrdave williams: yes my friend
(07:06:38 AM) ME: But if bank get money back, bank happy?
(07:06:55 AM) mrdave williams: no my friend
(07:06:58 AM) mrdave williams: is yours
(07:07:06 AM) ME: Until end of today?
(07:07:16 AM) mrdave williams: yes my friend
(07:07:36 AM) ME: Then bank gets its?
(07:07:59 AM) mrdave williams: yes my friend
(07:08:23 AM) ME: And you save job?
(07:08:35 AM) mrdave williams: no my friend
(07:08:45 AM) mrdave williams: they want it to get to you
(07:08:50 AM) ME: Or back to bank?
(07:09:25 AM) mrdave williams: if it get back to the bank i will still loose my job
(07:09:32 AM) ME: But not go to prison?
(07:09:34 AM) mrdave williams: they want it to get to you
(07:09:43 AM) mrdave williams: no
(07:10:16 AM) ME: I will explain to bank is my fault
(07:11:05 AM) mrdave williams: don't worry just try and get some money
(07:11:40 AM) ME: I will explain for you.
(07:12:00 AM) ME: Your freedom more important than money!
(07:12:36 AM) mrdave williams: just look for the money
(07:12:55 AM) ME: No, I will call bank and say is my mistake, they keep money.
(07:13:35 AM) mrdave williams: no if you do you are worsening it
(07:13:51 AM) ME: What? How?
(07:14:13 AM) mrdave williams: is my job let me handle it
(07:14:25 AM) mrdave williams: that is what they will tell you
(07:15:09 AM) ME: OK, I will tell them I don't have money + you did your job right!
(07:15:41 AM) mrdave williams: you are on your own
(07:15:49 AM) mrdave williams: this is their email
(07:16:07 AM) mrdave williams: standardchartered17@outlook.com
(07:16:25 AM) ME: OK, I will email them.
(07:16:46 AM) mrdave williams: OK my friend be fast
(07:18:55 AM) ME: OK, I have sent it
(07:19:48 AM) mrdave williams: ok
(07:20:30 AM) ME: I will tell you when I get reply
(07:20:56 AM) mrdave williams: i gave you their email and you sent it to me
(07:21:38 AM) ME: No, I cc'd them
(07:22:18 AM) mrdave williams: just send it to them only
(07:22:29 AM) ME: Let me try again
(07:22:38 AM) mrdave williams: ok
(07:22:59 AM) ME: Done.
(07:23:10 AM) mrdave williams: ok
(07:23:43 AM) ME: I will tell you when they reply!
(07:23:53 AM) mrdave williams: ok
(07:30:19 AM) ME: This will take some time for them to reply?
(07:31:19 AM) mrdave williams: just be patient
(07:32:49 AM) ME: OK, I got a reply. Did they cc you?
(07:33:29 AM) mrdave williams: no
(07:34:00 AM) ME: They said there is nothing they can do.
(07:35:38 AM) ME: So that's it.
(07:36:21 AM) mrdave williams: you see
(07:36:32 AM) mrdave williams: just help me OK
(07:36:59 AM) ME: I can't raise fee, so that's it.
(07:37:36 AM) mrdave williams: but you can raise from now to next week
(07:37:49 AM) ME: Money is not mine after today?
(07:38:12 AM) mrdave williams: maybe i will talk to the bank
(07:38:21 AM) mrdave williams: and see what they will say
(07:38:30 AM) ME: I will get money next week.
(07:38:41 AM) mrdave williams: next week when
(07:38:48 AM) ME: get paid on monday
(07:39:01 AM) mrdave williams: ok by monday
(07:39:09 AM) ME: will read more of this 491 thing, though.
(07:39:23 AM) mrdave williams: is nothing
(07:39:46 AM) ME: I will check to be sure. I will call bank to tell you are doing good job.
(07:40:10 AM) mrdave williams: which bank?
(07:40:13 AM) ME: Your bank.
(07:40:22 AM) ME: I will call to explain you are helping and fault is mine
(07:40:59 AM) mrdave williams: email them
(07:41:01 AM) mrdave williams: now
(07:41:55 AM) ME: I will call too. Email isn't enough.
(07:42:06 AM) mrdave williams: email i said
(07:42:11 AM) ME: Why?
(07:42:38 AM) mrdave williams: they don't pick or make calls now
(07:42:44 AM) ME: Oh.
(07:42:54 AM) mrdave williams: ok
(07:43:01 AM) mrdave williams: just email them
(07:43:02 AM) ME: I will try in 15 minutes when they open. You are Dave Williams of UK branch, yes?
(07:43:46 AM) mrdave williams: the one you sent the previous email to
(07:43:53 AM) ME: No, I will call.
(07:43:56 AM) ME: It's much better.
(07:44:11 AM) mrdave williams: they will not answer you
(07:44:19 AM) ME: OK, I will try and see.
(07:44:35 AM) mrdave williams: you are on your own
(07:44:43 AM) ME: I will be very complimentary of you
(07:45:39 AM) ME: Do you have US number, or should I check on website?
(08:05:44 AM) mrdave williams: we don't have
(08:05:56 AM) mrdave williams: no phone calls for now
(08:34:19 AM) ME: OK, I haven't called.
(08:38:37 AM) ME: Are you there?
(08:38:38 AM) ME: Hello?
(08:44:10 AM) ME: Are you there?
(09:27:43 AM) ME: Hello?
(10:17:59 AM) ME: Hello?
(10:53:45 AM) ME: Hello?
(11:56:52 AM) mrdave williams: hello
(11:56:58 AM) ME: Hello gain!
(11:57:05 AM) ME: I did not call.
(11:57:19 AM) mrdave williams: ok
(11:57:29 AM) mrdave williams: so how are you doing?
(11:57:39 AM) ME: My brother sent card with $40 in it for my baby.
(11:58:16 AM) mrdave williams: so how much do you have all together
(11:58:51 AM) ME: I can't take my daughter's money
(11:59:24 AM) mrdave williams: just do it it will bring a lot OK
(11:59:33 AM) ME: Let me think on it
(11:59:52 AM) mrdave williams: OK my friend
(12:01:21 PM) mrdave williams: have you decide?
(12:01:28 PM) ME: Oh, it will take me some time to think
(12:02:03 PM) mrdave williams: how many minute?
(12:02:11 PM) ME: Maybe a day or two
(12:03:11 PM) mrdave williams: just decide now because i have talk to the bank and they have agree to give you today
(12:03:17 PM) ME: Not Friday?
(12:03:31 PM) mrdave williams: no my friend
(12:03:35 PM) ME: You said Friday
(12:03:58 PM) mrdave williams: ok my friend what is today?
(12:04:07 PM) ME: What day is it there?
(12:04:32 PM) mrdave williams: tuesday
(12:04:38 PM) ME: OK, also Tuesday here.
(12:04:45 PM) mrdave williams: no problem
(12:14:49 PM) mrdave williams: i will update you
(12:14:53 PM) ME: Thank you!
(12:15:01 PM) mrdave williams: yeah
(12:15:15 PM) mrdave williams: how is your baby?
(12:15:23 PM) ME: She is doing fine.
(12:15:28 PM) ME: Sleeping quietly now.
(12:15:38 PM) ME: She was up earlier this morning, crying.
(12:15:43 PM) ME: Babies have their own timezone :)
(12:15:52 PM) mrdave williams: yeah
(12:16:01 PM) mrdave williams: how old is she?
(12:16:04 PM) ME: 7 months
(12:16:08 PM) ME: Well, 7.5 months
(12:16:17 PM) mrdave williams: ok
(12:16:23 PM) mrdave williams: that is good
(12:16:29 PM) mrdave williams: i love babies
(12:16:39 PM) ME: Me too :) Her mom didn't want her, so I took custody.
(12:16:58 PM) mrdave williams: that is kind of you
(12:17:17 PM) ME: Yes, the baby was sort of a surprise to us.
(02:12:36 PM) mrdave williams: ok
(02:12:47 PM) mrdave williams: is he awake now?
(02:13:07 PM) ME: The baby? Yes, she is, why?
(02:14:00 PM) mrdave williams: am just being caring
(02:14:22 PM) ME: Oh, thanks :) Yes, she's fine, she'll probably drop off again around 5
(02:14:42 PM) mrdave williams: that is good
(02:14:48 PM) mrdave williams: whats her name?
(02:14:51 PM) ME: Julia
(02:15:08 PM) mrdave williams: nice name
(02:15:18 PM) mrdave williams: less i forget
(02:15:51 PM) mrdave williams: please don't fail to remit the money by Monday your time OK
(02:20:53 PM) mrdave williams: are you there?
(02:21:14 PM) ME: Oh, yes, OK, no later than Monday.
(02:21:30 PM) mrdave williams: when?
(02:21:36 PM) ME: I don't know yet!
(02:21:42 PM) ME: When my paycheck comes.
(02:21:57 PM) mrdave williams: by Monday right
(02:22:14 PM) ME: Yes, my paycheck comes Monday
(02:22:46 PM) mrdave williams: then you will remit the money on monday
(02:22:55 PM) ME: As soon as I get my paycheck yes.
(02:23:06 PM) mrdave williams: how much?
(02:23:35 PM) ME: About $1000
(02:24:00 PM) mrdave williams: how much are you remitting?
(02:24:08 PM) ME: I think the whole $400 right?
(02:24:21 PM) mrdave williams: yes my friend
(02:25:54 PM) ME: OK, thank you for having the bank hold it for me.
(02:26:13 PM) mrdave williams: no problem is my pleasure
(02:27:46 PM) mrdave williams: don't worry there will be smile on your face again i assure you that
(02:27:53 PM) ME: Thank you!
(02:28:01 PM) ME: The money is in hold for a week now, yes?
(02:28:11 PM) mrdave williams: yes my friend
(02:28:21 PM) ME: So now, I can call to get loan against it?
(02:28:42 PM) mrdave williams: don't call
(02:28:59 PM) mrdave williams: and don't take any loan again
(02:29:19 PM) ME: Wait, but now it's there for a week, yes?
(02:29:29 PM) mrdave williams: yes
(02:29:44 PM) ME: So, now there's plenty of time to call.
(02:29:52 PM) ME: Can get this cleared up this week!
(02:29:59 PM) mrdave williams: call who
(02:30:06 PM) ME: The bank so I can get loan against money.
(02:30:21 PM) mrdave williams: don't call just hold
(02:31:20 PM) ME: Why?
(02:31:39 PM) mrdave williams: i told you before no phone calls for now
(02:31:45 PM) ME: But now we have lots of time.
(02:32:00 PM) mrdave williams: yes
(02:32:05 PM) mrdave williams: dont worry
(02:32:12 PM) ME: No rush, so OK to call.
(02:32:23 PM) mrdave williams: no calls
(02:32:31 PM) ME: They have the money, right?
(02:32:37 PM) mrdave williams: they dont receive or call now
(02:33:01 PM) mrdave williams: the money is still with us for now
(02:33:06 PM) mrdave williams: till monday
(02:33:15 PM) ME: I'll call and see if they don't receive... never hurts to try.
(02:33:41 PM) mrdave williams: did you have their number?
(02:33:51 PM) ME: I will get from website?
(02:34:16 PM) mrdave williams: you are putting me at risk
(02:34:23 PM) mrdave williams: they dont like it
(02:34:31 PM) ME: Its a bank, its their job, isn't it?
(02:35:06 PM) mrdave williams: they into this transfer stuff so they don't want distractions
(02:35:16 PM) ME: But the money will be there for days
(02:35:29 PM) mrdave williams: is with us
(02:35:34 PM) mrdave williams: for now
(02:35:40 PM) ME: With the bank, right?
(02:35:55 PM) mrdave williams: yes
(02:36:36 PM) ME: So I can call them to check the progress.
(02:36:49 PM) mrdave williams: listen to ok
(02:37:02 PM) mrdave williams: you are putting my job at risk
(02:37:08 PM) ME: no, no, i'll just ask nicely
(02:37:09 PM) mrdave williams: whats your problem
(02:37:26 PM) mrdave williams: dont
(02:37:38 PM) ME: It won't be a big deal
(02:37:41 PM) ME: I'll mention your name
(02:37:50 PM) mrdave williams: i said no
(02:37:56 PM) ME: It's not a big deal.
(02:38:24 PM) mrdave williams: just wait till Monday when you receive your money
(02:38:30 PM) mrdave williams: no more no less
(02:38:33 PM) ME: Nah, I'll do it now, should be a piece of cake
(02:38:42 PM) mrdave williams: do it
(02:38:59 PM) ME: Got it
(02:39:06 PM) mrdave williams: is like you don't want to listen to me
(02:39:13 PM) ME: I can take care of it now.
(02:39:18 PM) ME: The crisis part is over.
(02:39:38 PM) mrdave williams: i will just take my hands out of this transfer
(02:39:47 PM) ME: It's already with the bank, right?
(02:40:13 PM) mrdave williams: am on it
(02:41:10 PM) ME: So, I'll call and tell them you're helping.
(02:41:27 PM) mrdave williams: don't mention my name
(02:41:34 PM) mrdave williams: call on your own
(02:41:39 PM) ME: You were so helpful.
(02:41:44 PM) ME: You got the deadline extended.
(02:42:13 PM) mrdave williams: then you want to spoil the end
(02:42:24 PM) ME: No, no, you deserve to be employee of the year!
(02:42:40 PM) mrdave williams: just forget me ok
(02:42:46 PM) ME: You're too modest!
(02:42:48 PM) ME: I have to let them know.
(02:42:58 PM) mrdave williams: do it
(02:43:05 PM) mrdave williams: and stop talking
(02:43:27 PM) mrdave williams: you want me to hate you?
(02:43:35 PM) ME: No, they'll thank you for this.
(02:43:47 PM) ME: You went way above and beyond the call of duty.
(02:43:50 PM) ME: Someone should know.
(02:44:05 PM) mrdave williams: i said i dont want it
(02:44:10 PM) mrdave williams: are you deaf?
(02:44:31 PM) ME: You're too shy, you'll probably get a raise too!
(02:44:48 PM) mrdave williams: i dont need it yet
(02:44:56 PM) mrdave williams: i want to surprise them
(02:45:27 PM) ME: But the transfer's already pretty much done, right?
(02:45:35 PM) ME: Once I get the loan, we can finish it today or tomorrow.
(02:45:49 PM) mrdave williams: loan form were?
(02:46:07 PM) ME: My bank, or your bank if you prefer.
(02:46:20 PM) mrdave williams: your bank
(02:46:30 PM) ME: OK, no problem.
(02:46:45 PM) mrdave williams: what will you tell them
(02:47:00 PM) ME: With your letter as proof, I'm sure they'll get me the money right away.
(02:47:40 PM) mrdave williams: just come up with something else
(02:47:45 PM) ME: I already have the transfer letter.
(02:47:54 PM) ME: They can send $400 directly to your bank
(02:48:04 PM) mrdave williams: are you going there now?
(02:48:25 PM) ME: I'll just call them.
(02:48:31 PM) ME: They're open for a couple more hours.
(02:48:39 PM) ME: Then I'll bring the letter down and its all taken care of.
(02:49:13 PM) mrdave williams: collect the money in cash and pay as i instructed you ok
(02:49:22 PM) ME: The bank transfer will be way faster.
(02:49:26 PM) ME: And easier!
(02:49:52 PM) mrdave williams: i said do it as i told you am not complaning
(02:50:06 PM) ME: You're not complaining?
(02:50:26 PM) mrdave williams: no
(02:50:32 PM) mrdave williams: do it as i told you
(02:50:41 PM) ME: It's so much easier this way, don't worry.
(02:50:47 PM) ME: The bank's open til 5, plenty of time.
(02:51:06 PM) mrdave williams: with dont do it like that
(02:51:16 PM) mrdave williams: why are you so stubborn?
(02:51:30 PM) ME: I'm sure you don't want to wait a week!
(02:51:37 PM) ME: I've delayed you enough.
(02:51:54 PM) mrdave williams: i will i have talk to them
(02:52:10 PM) ME: Nah, it's OK. They can do all the transfers bank-to-bank.
(02:52:20 PM) ME: I should've thought of it sooner!
(02:52:55 PM) mrdave williams: don't bother i am calling it off now
(02:53:08 PM) ME: The money's already mine, right?
(02:53:26 PM) mrdave williams: dont ask me
(02:53:31 PM) ME: It belongs to me, just in another bank.
(02:53:34 PM) ME: That's what you told me
(02:53:44 PM) mrdave williams: i dont know
(02:53:55 PM) ME: You've already helped enough, I'll do the rest myself this afternoon.
(02:54:02 PM) ME: I'll still mention your name!
(02:54:48 PM) mrdave williams: you are on your own if you go i said i am calling it off now
(02:54:55 PM) mrdave williams: you dont want it
(02:55:01 PM) ME: Yeah, but the money's already mine.
(02:55:06 PM) ME: The transfer's in progress.
(02:55:22 PM) ME: It's a done deal, right?
(02:55:28 PM) mrdave williams: the money is still in our bank
(02:55:31 PM) ME: Right!
(02:55:36 PM) ME: With a partially completed transfer.
(02:55:37 PM) mrdave williams: so no time waste
(02:55:45 PM) ME: So I'll just get my bank to finish the transfer.
(02:55:53 PM) mrdave williams: how
(02:55:59 PM) ME: Actually, is there a Standard Contentineal bank here?
(02:56:07 PM) ME: I'll show them the transfer letter and ask them to help
(02:56:32 PM) mrdave williams: i will send you the disclaimer form so you can fill ok
(02:56:38 PM) ME: I already did, remember?
(02:56:47 PM) ME: We're all set to go.
(02:57:02 PM) mrdave williams: you are disqualify
(02:57:11 PM) ME: The transfer's already started!
(02:57:29 PM) mrdave williams: we are withdrawing it now
(02:57:36 PM) ME: To my bank?
(02:57:52 PM) mrdave williams: no bank to our bank
(02:57:58 PM) ME: Why am I disqualify?
(02:59:45 PM) mrdave williams: because you don't follow our instruction
(03:00:02 PM) ME: Yes I did, I'll send the $400 once my bank loans it to me, no problem.
(03:00:22 PM) mrdave williams: OK
(03:01:12 PM) mrdave williams: are you set to go now?
(03:02:23 PM) ME: Just about to, need to print out the transfer form
(03:02:35 PM) ME: And get dressed, it's pretty cold today
(03:02:45 PM) mrdave williams: OK
(03:04:11 PM) ME: I'll let you know how it goes. Should have this settled today, may push on to tomorrow though
(03:04:32 PM) mrdave williams: OK my friend
(03:04:52 PM) ME: Good thing I got that extension, thanks!
(03:05:14 PM) mrdave williams: you welcome
(03:25:57 PM) mrdave williams: are you back?
(03:36:44 PM) ME: Yes, just got back.
(03:37:02 PM) mrdave williams: what happened?
(03:37:29 PM) ME: The bank is open until 5pm, but the foreign transfer desk closed at 3pm, just before I walked in. They told me to come back tomorrow any time between 8 and 3.
(03:38:03 PM) mrdave williams: they checked the letter right
(03:38:26 PM) ME: No, I told them I had international transfer, and they told me to come back tomorrow.
(03:38:44 PM) ME: No point in showing them the letter until the foreign transfer desk is open
(03:39:04 PM) mrdave williams: why did you not tell the that you want a loan?
(03:39:21 PM) ME: Oh, I wanted them to see the transfer first, so they could loan based on that.
(03:39:29 PM) ME: Plus they could handle the transfer and make it faster.
(03:39:53 PM) mrdave williams: you have started again
(03:39:59 PM) ME: No, I'll start it again tomorrow
(03:40:04 PM) mrdave williams: you want me to quit?
(03:40:19 PM) ME: Don't worry, you'll get a promotion out of this, AND a bonus from me.
(03:41:10 PM) mrdave williams: so don't tell them to transfer anything go to the western union yourself
(03:41:30 PM) ME: No, no, don't worry. They'll do all this stuff cross bank, I probably won't even have to take out a loan.
(03:41:52 PM) mrdave williams: am out of it
(03:41:56 PM) mrdave williams: good day
(03:42:02 PM) ME: Don't worry, I'll still give you credit!
(03:42:11 PM) mrdave williams: am out
(03:42:16 PM) ME: But you helped a lot
(03:42:29 PM) mrdave williams: i dont need your credit keep it
(03:42:30 PM) ME: I'm sure I can handle it the rest of the way.
(03:42:37 PM) ME: You deserve it!
(03:42:45 PM) mrdave williams: you are so annoying
(03:42:52 PM) ME: Awww, you're just too modest.
(03:43:09 PM) mrdave williams: you don't follow simple rules
(03:43:13 PM) mrdave williams: so fuck out
(03:43:16 PM) ME: Don't worry, it's easy.
(03:43:22 PM) ME: Oh, wow, you curse?
(03:43:31 PM) mrdave williams: i said fuck out
(03:43:36 PM) ME: What does that mean?
(03:43:41 PM) ME: I've never heard that expression before.
(03:43:44 PM) ME: Is it British?
(03:44:03 PM) mrdave williams: bye for now
(03:44:14 PM) ME: Bye for now, I'll let you know how things go tomorrow morning.
(03:44:47 PM) mrdave williams: don't bother because the money is not yours again
(03:45:13 PM) mrdave williams: because you dont value it
(03:51:05 PM) ME: Don't be silly, it was mine to begin with, and it's just being transferred.
(03:51:35 PM) ME: You worry too much.
(01:31:47 AM) mrdave williams: hello
(07:18:38 AM) ME: Hello?
(08:59:13 AM) mrdave williams: hello
(09:10:33 AM) ME: Hello again!
(09:10:49 AM) mrdave williams: how are you doing?
(09:10:55 AM) ME: Good and you?
(09:11:04 AM) ME: BTW, is "fuck out" the British way of saying goodbye?
(09:11:08 AM) mrdave williams: and OK
(09:11:25 AM) mrdave williams: why my friend?
(09:11:40 AM) ME: Oh, you said it yesterday, and I wasn't sure what it meant over there.
(09:12:08 AM) mrdave williams: alright
(09:12:16 AM) mrdave williams: ant new development
(09:12:29 AM) ME: No, I'll go shopping later this morning, and take care of things then.
(09:12:33 AM) ME: So, what does it mean?
(09:13:03 AM) mrdave williams: about the transfer
(09:13:24 AM) ME: Yes, but tell me what that phrase means?
(09:13:38 AM) mrdave williams: which phrase?
(09:23:31 AM) ME: Oh the "fuck out" one
(09:24:21 AM) mrdave williams: is just another way of saying well done
(09:24:39 AM) ME: OK! Over here, "fuck" is a bad word, so maybe avoid it when talking to American customers.
(09:25:08 AM) mrdave williams: OK my friend
(09:25:23 AM) mrdave williams: how far have you reach?
(09:25:32 AM) ME: I'm going to the bank later this morning, when I go shopping.
(09:26:07 AM) mrdave williams: OK my friend
(09:26:13 AM) mrdave williams: but be careful
(09:26:23 AM) ME: The money's still mine, right?
(09:26:34 AM) mrdave williams: yes till monday
(09:26:43 AM) ME: OK, good. And no one can take it, right?
(09:27:02 AM) mrdave williams: if you are careful
(09:27:15 AM) ME: People CAN take it otherwise?
(09:27:24 AM) mrdave williams: yes my friend
(09:27:47 AM) ME: Oh, so bank officers CAN take it before Monday?
(09:28:12 AM) mrdave williams: if you are not careful
(09:28:52 AM) ME: How can that happen?
(09:30:59 AM) mrdave williams: just be careful i said
(09:31:11 AM) ME: Tell me more?
(09:31:55 AM) mrdave williams: dont worry be careful
(09:32:11 AM) ME: how?
(09:32:25 AM) mrdave williams: we dont tell
(09:32:42 AM) ME: but why?
(09:33:29 AM) mrdave williams: you ask too much questions
(09:33:46 AM) ME: I'm interested.
(09:33:50 AM) ME: Why don't you answer?
(09:34:39 AM) mrdave williams: they will scam you
(09:34:49 AM) ME: you will answer my questions, yes?
(09:35:02 AM) mrdave williams: yes
(09:35:22 AM) ME: OK, can your bank officers take my money?
(09:35:54 AM) mrdave williams: if you are careless some can
(09:36:10 AM) ME: Oh, so I have to watch out for even your officers?
(09:36:27 AM) mrdave williams: yes my friend
(09:37:02 AM) ME: So, money is not safe at your bank?
(09:37:26 AM) mrdave williams: is safe as far as am watching it
(09:37:38 AM) ME: But if you stop, it's not my money?
(09:37:53 AM) mrdave williams: yes my friend
(09:38:07 AM) ME: So, it's really not safe money.
(09:38:27 AM) mrdave williams: its safe as am on it
(09:38:39 AM) ME: But if you let go, it's gone?
(09:39:31 AM) mrdave williams: yes my friend
(09:39:42 AM) ME: so money is not totally safe
(09:40:05 AM) mrdave williams: 60% safe
(09:40:17 AM) mrdave williams: just act fast
(09:40:34 AM) ME: Only 60%?
(09:41:07 AM) mrdave williams: yes my friend
(09:41:16 AM) ME: That's not very safe.
(09:41:44 AM) mrdave williams: that's why i said act fast
(09:42:19 AM) ME: Well, now I'm worried.
(09:42:40 AM) mrdave williams: just act and stop worrying
(09:43:04 AM) ME: But I am worried!
(09:43:28 AM) mrdave williams: don't be
(09:43:43 AM) mrdave williams: i will be checking on it
(09:44:04 AM) ME: But still 60% chance?
(09:44:28 AM) mrdave williams: yes my friend
(09:44:54 AM) ME: Well, if I do it bank-to-bank transfer, there's no risk.
(09:45:17 AM) mrdave williams: you are on your own
(09:45:52 AM) ME: What?
(09:46:36 AM) mrdave williams: on you own
(09:47:16 AM) ME: I don't understand.
(09:50:27 AM) mrdave williams: don't want bank to bank transfer
(09:50:35 AM) ME: OK, then what?
(09:53:30 AM) mrdave williams: the one we are on now
(09:53:41 AM) ME: OK, so what?
(09:54:17 AM) mrdave williams: the one we are doing now
(09:54:22 AM) ME: Yes, what about it?
(09:54:49 AM) mrdave williams: is good
(09:54:56 AM) ME: OK
(09:55:10 AM) mrdave williams: yeah
(09:55:33 AM) mrdave williams: so are you paying the fee Monday your time?
(09:55:44 AM) ME: Oh, that's what I was asking.
(09:55:51 AM) ME: I pay to your bank?
(09:56:05 AM) mrdave williams: no western union transfer
(09:56:12 AM) ME: 60% chance?
(09:57:41 AM) mrdave williams: yes my friend
(09:57:48 AM) ME: How much again?
(09:58:20 AM) mrdave williams: $400
(09:58:43 AM) ME: I can't risk money on a 60% chance
(09:59:15 AM) mrdave williams: is safe but western union is sure %100
(09:59:30 AM) mrdave williams: but bank to bank %60
(09:59:42 AM) ME: Oh!
(10:00:03 AM) mrdave williams: yes my friend
(10:00:18 AM) ME: But I pay no money.
(10:01:19 AM) mrdave williams: why?
(10:01:24 AM) ME: For bank-to-bank?
(10:02:35 AM) mrdave williams: don't use bank to bank
(10:02:42 AM) ME: 60% chance?
(10:03:00 AM) mrdave williams: yes
(10:03:03 AM) ME: But is free.
(10:03:19 AM) mrdave williams: do you want to risk it?
(10:03:31 AM) ME: Your officers can pull money out anytime, yes?
(10:03:43 AM) mrdave williams: no
(10:03:49 AM) ME: You said yes
(10:04:05 AM) mrdave williams: yes it depends
(10:04:18 AM) ME: so they can
(10:04:47 AM) mrdave williams: yes my friend
(10:04:59 AM) ME: so delay is bad
(10:05:17 AM) mrdave williams: yes my friend
(10:05:25 AM) ME: So must do today!
(10:05:43 AM) mrdave williams: with bank to bank?
(10:05:49 AM) ME: Yes!
(10:06:17 AM) mrdave williams: there no time here again
(10:06:28 AM) ME: So must do now!
(10:07:01 AM) mrdave williams: if your money get lost don't blame me
(10:07:08 AM) ME: 60% chance, yes?
(10:07:18 AM) mrdave williams: yes
(10:07:29 AM) ME: But bank officers can take if I wait?
(10:08:31 AM) mrdave williams: no my friend
(10:08:35 AM) ME: you said yes
(10:09:12 AM) mrdave williams: if you use %100 they cant
(10:10:42 AM) ME: Use %100?
(10:10:56 AM) mrdave williams: yes my friend
(10:11:14 AM) ME: What is %100?
(10:11:25 AM) mrdave williams: western union
(10:11:34 AM) ME: But you can cancel transfer?
(10:12:09 AM) mrdave williams: if you dont act well
(10:12:22 AM) ME: you have power to cancel
(10:12:38 AM) mrdave williams: yes my friend
(10:12:45 AM) ME: Anytime
(10:13:01 AM) mrdave williams: yes my friend
(10:13:11 AM) ME: Even today
(10:13:36 AM) mrdave williams: we have given you the time till on monday
(10:13:42 AM) ME: but you can cancel early?
(10:13:54 AM) mrdave williams: no
(10:14:06 AM) ME: Your officers?
(10:14:23 AM) mrdave williams: yes
(10:14:29 AM) ME: can cancel early
(10:14:39 AM) mrdave williams: yes my friend
(10:15:38 AM) ME: Even today
(10:15:55 AM) mrdave williams: yes
(10:16:03 AM) ME: So waiting is dangerous!
(10:16:08 AM) ME: I will go to bank right away.
(10:16:23 AM) mrdave williams: via western union
(10:16:28 AM) ME: Bank transfer.
(10:16:43 AM) mrdave williams: don't do it
(10:16:46 AM) ME: 60% chance
(10:17:00 AM) mrdave williams: your money will lost don't do it
(10:17:14 AM) ME: Only 40% chance lose
(10:17:39 AM) mrdave williams: your money will get lost am warning you
(10:17:46 AM) ME: 60% chance will work
(10:17:58 AM) mrdave williams: no my friend
(10:18:02 AM) ME: You said so
(10:18:38 AM) mrdave williams: it wont i said 100% will work
(10:18:51 AM) ME: You said 60% will work
(10:19:03 AM) ME: 60% bank transfer today
(10:19:20 AM) mrdave williams: no i said 100
(10:19:28 AM) ME: 100% transfer will work!
(10:19:46 AM) mrdave williams: yes
(10:19:59 AM) ME: OK, I will do bank transfer right away then
Conversation with mrdavewilliams9@gmail.com at Wed 09 Jan 2013 01:51:58 PM MST on ME/ (jabber)

Conversation with mrdavewilliams9@gmail.com at Wed 09 Jan 2013 01:51:58 PM MST on ME/ (jabber)

(01:51:58 PM) mrdave williams: hello
(01:52:05 PM) ME: Hello again.
(01:52:19 PM) mrdave williams: how are you doing?
(01:52:24 PM) ME: Good and yourself?
(01:52:37 PM) mrdave williams: good
(01:52:48 PM) mrdave williams: any new development?
(01:53:06 PM) ME: Crap! It's almost 3pm, I was so busy on the computer I almost forgot to go!
(01:53:56 PM) mrdave williams: what are you waiting for?
(01:54:07 PM) ME: I'm going now, thanks for reminding me!
(01:54:28 PM) mrdave williams: ok good luck
(01:54:32 PM) ME: Thanks!
(01:55:24 PM) mrdave williams: yeah
Conversation with mrdavewilliams9@gmail.com at Thu 10 Jan 2013 03:33:41 AM MST on ME/ (jabber)

Conversation with mrdavewilliams9@gmail.com at Thu 10 Jan 2013 03:33:41 AM MST on ME/ (jabber)

(03:33:41 AM) mrdave williams: hello
(04:55:58 AM) ME: Good morning.
(05:29:32 AM) mrdave williams: morning how was your night?
(05:29:44 AM) ME: Baby kept me up half the night, but that's pretty normal.
(05:29:55 AM) mrdave williams: ok
(05:30:09 AM) mrdave williams: any new development?
(05:30:29 AM) ME: My car got a flat tire while I was racing to the bank yesterday.
(05:30:45 AM) mrdave williams: i told you
(05:30:52 AM) mrdave williams: just forget about it
(05:31:03 AM) ME: I'm up early today, so it won't be a problem.
(05:31:14 AM) mrdave williams: ok
(05:31:21 AM) mrdave williams: is good for you
(05:31:29 AM) ME: Yes, I can get their at 8 sharp.
(05:32:39 AM) mrdave williams: whatever you like
(05:33:34 AM) ME: I'm going to find out what's happening with this transfer!
(05:33:50 AM) mrdave williams: ok
(06:16:37 AM) mrdave williams: are you back?
(06:20:01 AM) ME: From where?
(06:20:22 AM) mrdave williams: the bank
(06:20:40 AM) ME: It's 6:15 in the morning here! The bank won't even open for 2 hours.
(06:20:52 AM) mrdave williams: ok
(06:21:07 AM) ME: The transfer is going to my bank, yes?
(06:21:22 AM) mrdave williams: no
(06:23:08 AM) ME: Oh, where to then?
(06:23:54 AM) mrdave williams: standard chartered bank
(06:24:04 AM) ME: Oh, OK. So I need to call them about the transfer.
(06:24:19 AM) mrdave williams: dont call them
(06:24:34 AM) ME: I just need to figure out what's going on.
(06:26:26 AM) mrdave williams: dont call
(06:26:32 AM) ME: Why not?
(06:27:04 AM) mrdave williams: i said follow my instruction
(06:27:09 AM) ME: Why?
(06:27:22 AM) mrdave williams: i told you
(06:28:31 AM) ME: You did?
(06:29:07 AM) mrdave williams: yes and don't ask me questions again
(06:29:14 AM) ME: Why not?
(06:29:48 AM) mrdave williams: i am not in the mood to answer any questions now
(06:29:57 AM) ME: OK, then I'll call the bank.
(06:31:45 AM) mrdave williams: on your own
(06:32:00 AM) ME: Yes.
(06:32:33 AM) mrdave williams: good for you
(06:33:05 AM) ME: Thanks!
(08:20:22 AM) mrdave williams: are you back?
(08:20:44 AM) ME: Oh, I don't have a Standard Continental bank in this city, so I was just going to call them at 8am
(08:21:17 AM) mrdave williams: that's why i said you should not bother
(08:21:27 AM) ME: Oh, because there isn't one in my town?
(08:21:38 AM) mrdave williams: yes my friend
(08:21:46 AM) ME: Ok, it's past 8am, so I'll just call the main office
(08:22:33 AM) mrdave williams: don't bother calling them because it wont help any matter
(08:22:41 AM) ME: I want to check the status.
(08:23:09 AM) mrdave williams: which status?
(08:23:14 AM) ME: The status of transfer.
(08:23:35 AM) mrdave williams: the status is fine
(08:23:43 AM) mrdave williams: i just checked it now
(08:23:43 AM) ME: I'll just make sure, no worries.
(08:23:55 AM) ME: I'll double check it, since it's my money after all!
(08:23:55 AM) mrdave williams: no worries my friend
(08:24:13 AM) mrdave williams: i am telling you not to bother
(08:24:20 AM) ME: It's not a bother, don't worry.
(08:24:28 AM) mrdave williams: go
(08:24:38 AM) mrdave williams: stress yourself
(08:24:49 AM) mrdave williams: if you like go 8times a day
(08:25:01 AM) ME: It's Standard Continental Bank right?
(08:25:06 AM) ME: I'm calling, not going :)
(08:25:24 AM) mrdave williams: i warned you
(08:25:29 AM) ME: About what?
(08:25:44 AM) mrdave williams: i repeat i am warning you
(08:26:09 AM) ME: Warning me what?
(08:26:54 AM) ME: What's your bank's website?
(08:27:04 AM) mrdave williams: you don't listen to simple instruction and that will made you lose your money
(08:27:12 AM) ME: It's your bank, right?
(08:27:41 AM) mrdave williams: stop asking irrelevant question my friend
(08:27:50 AM) ME: That's very relevant!
(08:27:57 AM) ME: What's their US phone number?
(08:28:45 AM) mrdave williams: hold
(08:28:58 AM) ME: OK
(08:31:47 AM) mrdave williams: +447-024-08-2170 call them now
(08:32:01 AM) ME: Ummm, that's not a US number.
(08:32:28 AM) mrdave williams: but is our office number
(08:32:34 AM) mrdave williams: just call them
(08:32:37 AM) ME: I need the USA number, please.
(08:33:16 AM) mrdave williams: don't have it
(08:33:27 AM) ME: OK, what's the name of your bank again?
(08:34:08 AM) mrdave williams: stop asking me that
(08:34:17 AM) ME: You don't know the name of your own bank?
(08:35:11 AM) mrdave williams: i said stop asking me question OK
(08:35:19 AM) ME: Why?
(08:35:45 AM) mrdave williams: you don't listen to simple instruction
(08:35:52 AM) ME: Why won't you answer my questions?
(08:36:02 AM) mrdave williams: i will not
(08:36:09 AM) ME: why?
(08:36:37 AM) ME: You've been so helpful so far!
(08:36:48 AM) mrdave williams: you caused it
(08:36:54 AM) ME: Caused what?
(08:37:15 AM) mrdave williams: you are not straight forward
(08:37:39 AM) ME: *I'm* not straight forward?
(08:37:45 AM) ME: You won't tell me your bank's name?
(08:38:09 AM) mrdave williams: yes my friend
(08:38:23 AM) ME: Why not?
(08:38:38 AM) mrdave williams: whatever
(08:38:45 AM) mrdave williams: just live me alone
(08:39:11 AM) ME: You're my banker, right?
(08:39:22 AM) mrdave williams: not again
(08:39:35 AM) mrdave williams: because i am quiting
(08:39:50 AM) ME: Your job?
(08:40:21 AM) mrdave williams: your transfer
(08:40:38 AM) ME: OK, who's taking over?
(08:41:42 AM) mrdave williams: i wont tell
(08:41:59 AM) mrdave williams: because nobody is ready to take your trouble
(08:42:14 AM) ME: OK, I'll call the bank myself... what's the name again?
(08:42:31 AM) mrdave williams: sorry i cant tell you
(08:42:42 AM) ME: Do you have some sort of mental problem?
(08:43:20 AM) mrdave williams: yes if you say so you caused it
(08:43:36 AM) ME: I think you've had it for a long time :)
(08:43:53 AM) mrdave williams: thank you do have a good day
(08:44:04 AM) ME: You too, I'll still mention you when I call
(08:44:54 AM) mrdave williams: don't even try because i will get you arrested
(08:45:05 AM) ME: how?
(08:45:08 AM) mrdave williams: remember i have your house adress
(08:45:14 AM) ME: How will you get me arrested?
(08:46:08 AM) mrdave williams: remember i have your house address
(08:46:14 AM) ME: Yes, but how?
(08:46:34 AM) mrdave williams: just try me
(08:46:54 AM) mrdave williams: in fact i am doing it right away
(08:47:00 AM) ME: How?
(08:47:17 AM) mrdave williams: i am calling the cops in the us
(08:47:32 AM) mrdave williams: will give them your house address
(08:47:38 AM) ME: And?
(08:48:00 AM) mrdave williams: they will pick you up
(08:48:06 AM) ME: For?
(08:49:34 AM) mrdave williams: just don't ask me
(08:49:43 AM) ME: Why?
(08:50:04 AM) mrdave williams: because you are making me do it
(08:50:12 AM) ME: OK?
(08:50:23 AM) mrdave williams: yeah
(08:50:42 AM) mrdave williams: i am doing it right away
(08:50:49 AM) ME: what u tell police?
(08:51:04 AM) mrdave williams: yes my friend
(08:51:23 AM) ME: I said "what"
(08:51:57 AM) mrdave williams: that you are a thief what i say is what they do
(08:52:05 AM) ME: Thief how?
(08:52:27 AM) mrdave williams: you will know when you are jailed
(08:52:38 AM) ME: Why?
(08:53:01 AM) mrdave williams: because you are not serious about this transfer
(08:53:08 AM) ME: Jail for that?
(08:53:17 AM) mrdave williams: yes my friend
(08:53:27 AM) mrdave williams: you wasted our precious time
(08:53:38 AM) ME: jail for time wasting?
(08:53:47 AM) mrdave williams: yes my friend
(08:53:51 AM) ME: how?
(08:54:12 AM) mrdave williams: you will ask the cops that
(08:54:19 AM) ME: ok?
(08:54:35 AM) mrdave williams: yeah
(08:55:07 AM) ME: I will call police now to explain
(08:55:45 AM) mrdave williams: they are on their way already
(08:55:53 AM) ME: OK, so you have called?
(08:56:03 AM) mrdave williams: yes my friend
(08:56:13 AM) ME: OK, I'll call anyway to check.
(08:56:27 AM) mrdave williams: ok
(08:56:41 AM) ME: Back with you in a moment.
(08:58:25 AM) mrdave williams: no problem
(08:58:40 AM) ME: They're checking, but they haven't heard anything
(08:58:51 AM) mrdave williams: ok
(08:59:00 AM) mrdave williams: just wait till then
(08:59:06 AM) ME: OK, I'm on hold.
(09:01:17 AM) ME: They said they'll check and call me back.
(09:24:29 AM) ME: Are you sure you gave them the right address?
(09:25:21 AM) ME: Hello hello?
(10:29:47 AM) ME: Hello?
Conversation with mrdavewilliams9@gmail.com at Thu 10 Jan 2013 11:57:54 AM MST on ME/ (jabber)

Conversation with mrdavewilliams9@gmail.com at Thu 10 Jan 2013 11:57:54 AM MST on ME/ (jabber)

(11:57:54 AM) mrdave williams: hello
(11:57:59 AM) ME: Hello again.
(11:58:21 AM) mrdave williams: yes they said you are not at home
(11:58:31 AM) ME: I've been at home all morning.
(11:58:36 AM) ME: What address did you give them?
(11:59:18 AM) mrdave williams: the address you gave to us
(11:59:28 AM) ME: And you said it clearly?
(11:59:46 AM) mrdave williams: yes
(11:59:53 AM) ME: Do you speak with an accent or something?
(12:00:13 PM) mrdave williams: i dont understand
(12:00:23 PM) ME: Maybe the police didn't understand you?
(12:00:42 PM) mrdave williams: ok my friend if you say so
(12:00:51 PM) ME: They haven't called me back either.
(12:10:07 PM) mrdave williams: so whats up about the transfer?
(12:10:25 PM) ME: Oh, I printed out your letter and the other papers for the police when they get here.
(12:16:30 PM) mrdave williams: ok
(12:16:51 PM) mrdave williams: i was just kidding why should i call the police?
(12:17:31 PM) ME: What kind of joke is that?
(12:18:46 PM) mrdave williams: just to catch some fun why the transfer is going on
(12:21:12 PM) ME: That's insane and unprofessional. You really do have a mental problem.
(12:22:04 PM) mrdave williams: thank you
(12:22:23 PM) mrdave williams: but are you still going to go on?
(12:29:40 PM) ME: Go where?
(12:30:02 PM) mrdave williams: about the transfer
(12:30:17 PM) ME: I'm going to call your bank. What's the name of your bank?
(12:30:42 PM) mrdave williams: standard chartered bank
(12:31:19 PM) ME: OK, and what's their website (or phone number in the uSA)?
(12:32:38 PM) mrdave williams: don't worry after the transfer i will give it to you
(12:33:06 PM) ME: I'll look them up online
(12:34:42 PM) mrdave williams: ok
(12:35:06 PM) ME: http://www.standardchartered.com/en/ is their site?
(12:35:18 PM) mrdave williams: nope
(12:37:24 PM) ME: Oh, what is it?
Conversation with mrdavewilliams9@gmail.com at Sat 12 Jan 2013 03:53:52 AM MST on ME/ (jabber)

Conversation with mrdavewilliams9@gmail.com at Sat 12 Jan 2013 03:53:52 AM MST on ME/ (jabber)

(03:53:52 AM) mrdave williams: hello
(06:04:25 AM) ME: Hello again.
(06:12:03 AM) mrdave williams: how are you doing?
(06:12:07 AM) ME: Good and yourself?
(06:12:17 AM) mrdave williams: same here
(06:12:27 AM) mrdave williams: how far have you gone?
(06:12:42 AM) ME: I need your bank's website and US phone number before I can proceed any further.
(06:15:01 AM) mrdave williams: cant give it to you sorry
(06:15:14 AM) ME: You can't give me your own bank's website?
(06:15:30 AM) mrdave williams: yeah
(06:15:32 AM) ME: Why?
(06:15:48 AM) mrdave williams: for some reasons
(06:15:50 AM) ME: Which are?
(06:16:31 AM) mrdave williams: you don't need to know
(06:16:39 AM) ME: Why not?
(06:20:00 AM) mrdave williams: don't ask me
(07:06:32 AM) ME: Why?
Conversation with mrdavewilliams9@gmail.com at Sun 13 Jan 2013 04:11:27 PM MST on ME/ (jabber)

Conversation with mrdavewilliams9@gmail.com at Sun 13 Jan 2013 04:11:27 PM MST on ME/ (jabber)

(04:11:27 PM) mrdave williams: hello
(04:11:32 PM) ME: Hello again
(04:11:44 PM) mrdave williams: how are you doing?
(04:11:47 PM) ME: Good and yourself?
Conversation with mrdavewilliams9@gmail.com at Mon 14 Jan 2013 01:26:14 PM MST on ME/ (jabber)

Conversation with mrdavewilliams9@gmail.com at Mon 14 Jan 2013 01:26:14 PM MST on ME/ (jabber)

(01:26:14 PM) mrdave williams: hello
(02:05:58 PM) ME: Hello again
(02:40:24 AM) mrdave williams: hello
(06:22:05 AM) ME: Hello again
(03:31:25 AM) mrdave williams: hello my friend
(06:10:00 AM) ME: Hello again
(06:35:42 AM) mrdave williams: what is going on my friend?
(07:16:59 AM) ME: Not much here and yourself?
(02:00:28 PM) mrdave williams: hello
(02:02:59 PM) ME: Hello again
(02:05:20 PM) mrdave williams: how about the transfer?
(02:06:08 PM) ME: You need to give me your bank's website and American telephone number.
(02:06:26 PM) mrdave williams: before you do what?
(02:06:38 PM) ME: Before I can send any money for the transfer.
(02:07:01 PM) mrdave williams: then you quit
(02:07:29 PM) ME: You won't give me the site or #?
(02:07:47 PM) mrdave williams: yes i will not give you
(02:09:05 PM) ME: What the fuck is wrong with you? Are you retarded?
(02:09:42 PM) mrdave williams: you are the one having problem here you fool
(02:10:02 PM) ME: Can I talk to anyone in your bank who's not a fucking retard like you?
(02:10:28 PM) mrdave williams: no because am in charge
(02:10:40 PM) ME: You're the President of a major bank?
(02:14:42 PM) mrdave williams: yes if it may interest you
(02:15:00 PM) ME: I thought you were the managing director or some bullshit title like that?
(02:15:18 PM) mrdave williams: now you know who i am
(02:15:31 PM) ME: Who let a fucktard like you run a bank?
(02:15:45 PM) mrdave williams: let it be
(02:15:50 PM) mrdave williams: just quit
(02:16:00 PM) mrdave williams: you are not ready
(02:16:24 PM) ME: I'll get my money somehow, idiot.
(02:16:40 PM) mrdave williams: thank you good day fool
(02:16:55 PM) ME: Go fuck yourself, cocksucker.
(02:17:13 PM) mrdave williams: you too dicksucker
(02:17:31 PM) ME: God, I think you're some retard who isn't even affiliated with the bank.
(02:17:46 PM) mrdave williams: skkajdjkjkvjvkd
(02:18:09 PM) ME: Can't even spell, asswipe?
(02:18:23 PM) mrdave williams: sdfghkjl;lkjhmgfdd
(02:18:42 PM) ME: Having a seizure, tard?
(02:25:16 PM) ME: ?
(02:32:06 PM) ME: hey
(02:36:26 PM) ME: ha ha, I was joking.
(05:59:08 PM) mrdave williams: hello my friend
(06:14:23 PM) ME: Hello again
Conversation with mrdavewilliams9@gmail.com at Mon 21 Jan 2013 04:58:38 AM MST on ME/ (jabber)

Conversation with mrdavewilliams9@gmail.com at Mon 21 Jan 2013 04:58:38 AM MST on ME/ (jabber)

(04:58:38 AM) mrdave williams: hello
(06:10:00 AM) ME: hi
(07:20:17 AM) mrdave williams: what is going on my friend?
(07:20:24 AM) ME: Not much, you?
(07:20:43 AM) mrdave williams: am OK
(07:20:55 AM) mrdave williams: your transfer is due my friend
(07:20:58 AM) ME: It is?
(07:21:10 AM) mrdave williams: yes my friend
(07:21:14 AM) ME: Explain
(07:22:05 AM) mrdave williams: you promise to pay the fee if you receive your paycheck since then we have not heard from you
(07:22:15 AM) ME: You sent the check?
(07:22:50 AM) mrdave williams: your paycheck you told me you were receiving
(07:22:56 AM) ME: oh yes
(07:23:19 AM) mrdave williams: so why have you not paid the fee since then?
(07:23:28 AM) ME: remind me what to do
(07:24:12 AM) mrdave williams: go to the western union and pay the fee with the information i gave to you
(07:24:38 AM) ME: Remind me details
(07:24:54 AM) mrdave williams: ok i will send it now
(07:27:14 AM) mrdave williams: RECEIVER NAME: OKOSUN KELVIN
ADDRESS: LAGOS-NIGERIA
AMOUNT: $400USD
SECURITY QUESTION: COLOUR
ANSWER: BLUE
(07:27:56 AM) mrdave williams: have you seen it?
(07:28:14 AM) ME: Got it. But thought money was less now?
(07:28:41 AM) mrdave williams: how much do you have?
(07:29:03 AM) ME: You said $100 once?
(07:29:20 AM) mrdave williams: yes
(07:29:46 AM) mrdave williams: you don't have more than $100?
(07:30:04 AM) ME: Need money for other things, want to pay as low as possible?
(07:30:50 AM) mrdave williams: OK just remit $150 let me help you with the rest
(07:30:55 AM) ME: Thank you!
(07:31:16 AM) mrdave williams: ok when are you sending it?
(07:31:24 AM) ME: When does UPC open?
(07:31:52 AM) mrdave williams: western union not UPC
(07:32:01 AM) ME: Oh, when does that open?
(07:32:16 AM) mrdave williams: what time are you there?
(07:32:21 AM) ME: 7:30
(07:32:50 AM) mrdave williams: ok they should be open by 8.00
(07:32:52 AM) ME: OK
(07:33:22 AM) mrdave williams: OK just try your possible best
(07:33:25 AM) ME: ok
(07:33:51 AM) mrdave williams: Kindly send the copy of the transfer slip in this form below:

Sender's Name:
Sender's Address:
Money Transfer Control Number (MTCN):
Amount Sent:
(07:34:00 AM) ME: OK
(07:34:21 AM) mrdave williams: ok good
(07:34:50 AM) mrdave williams: hope to hear from you with your payment details
(07:34:56 AM) ME: your bank site?
(07:35:29 AM) mrdave williams: is not mandatory for now
(07:35:33 AM) ME: ok
(07:35:47 AM) ME: what is it?
(07:36:27 AM) mrdave williams: just pay your fee
(07:36:34 AM) ME: can send money 2 u?
(07:37:34 AM) mrdave williams: don't worry all i need now is for you to get your money first
(07:37:45 AM) ME: no, send fee 2 u?
(07:38:23 AM) mrdave williams: is not me you are sending it to is our account officer
(07:38:28 AM) ME: why not 2 u?
(07:39:41 AM) mrdave williams: because they are the once confirming the payment
(07:39:46 AM) ME: not u?
(07:40:04 AM) mrdave williams: nope
(07:40:08 AM) ME: safer 2 u?
(07:40:39 AM) mrdave williams: just do it like that is ok
(07:40:43 AM) ME: why?
(07:40:54 AM) mrdave williams: because am on it
(07:41:02 AM) ME: send money to you?
(07:41:10 AM) mrdave williams: yes
(07:43:00 AM) ME: dave williams?
(08:16:39 AM) mrdave williams: are you getting ready to go?
(08:16:44 AM) ME: yes
(08:16:50 AM) mrdave williams: ok good
(08:16:58 AM) mrdave williams: be fast about it
(08:17:01 AM) ME: y
(08:17:04 AM) ME: y?
(08:17:18 AM) mrdave williams: just take your time and do it ok
(08:17:22 AM) ME: ok
(08:37:40 AM) mrdave williams: are you going now?
(08:37:53 AM) ME: just about to
(08:37:59 AM) mrdave williams: ok
(08:48:12 AM) mrdave williams: hello are you going now?
(08:48:18 AM) ME: just about to
(08:48:44 AM) mrdave williams: the last i ask that was what you told me
(08:48:54 AM) ME: what?
(08:49:14 AM) mrdave williams: you said just about to
(08:49:17 AM) ME: yes
(08:49:48 AM) mrdave williams: like how minutes will you be through?
(08:49:56 AM) ME: dunno
(12:55:22 PM) mrdave williams: hello my friend
(12:55:28 PM) ME: Hello again!
(12:55:44 PM) mrdave williams: have you done it?
(12:55:50 PM) ME: Yes, I have! The money has been sent.
(12:56:08 PM) mrdave williams: send me the receipt
(12:56:18 PM) ME: You need the MCTN number, right?
(12:56:28 PM) mrdave williams: yes my friend
(12:56:38 PM) ME: OK, what is your telephone number?
(12:57:00 PM) mrdave williams: just send it now online
(12:57:08 PM) ME: Oh, they said to keep it private.
(12:57:37 PM) mrdave williams: yes its private
(12:58:50 PM) mrdave williams: send it now
(12:58:55 PM) mrdave williams: its private
(12:59:58 PM) ME: This is private?
(01:00:11 PM) mrdave williams: yes nobody has my password
(01:00:24 PM) ME: I mean this is secured means of communications?
(01:00:48 PM) mrdave williams: yes my friend
(01:00:52 PM) ME: How do you know?
(01:01:17 PM) mrdave williams: because nobody has my password
(01:01:56 PM) ME: I mean like https?
(01:02:31 PM) mrdave williams: just do it
(01:02:39 PM) mrdave williams: am online
(01:02:42 PM) ME: must be secure!
(01:02:53 PM) mrdave williams: yes its secure
(01:02:59 PM) ME: how you know?
(01:03:15 PM) mrdave williams: because nobody its here with me
(01:03:22 PM) ME: Can someone snoop?
(01:03:32 PM) mrdave williams: no
(01:03:37 PM) ME: only https is secure?
(01:03:49 PM) mrdave williams: yes
(01:03:52 PM) ME: this is https?
(01:03:59 PM) mrdave williams: yes
(01:04:02 PM) ME: chat is https?
(01:04:54 PM) mrdave williams: OK send it to this email standardchartered17@outlook.com
(01:05:02 PM) ME: Email is secure?
(01:05:14 PM) mrdave williams: yes very secure
(01:05:17 PM) ME: Are you sure?
(01:05:25 PM) mrdave williams: yes
(01:05:34 PM) ME: Show me on internet?
(01:05:45 PM) mrdave williams: how?
(01:05:55 PM) ME: show me where says email is secure?
(01:06:15 PM) mrdave williams: why are you asking questions?
(01:06:27 PM) ME: Don't want to lose money!
(01:06:51 PM) mrdave williams: you will not because nobody can enter my email
(01:07:03 PM) ME: Sending email is secure?
(01:07:16 PM) mrdave williams: yes just do it
(01:07:23 PM) ME: Internet say email not secure?
(01:07:50 PM) mrdave williams: ok how are you going to do it
(01:07:55 PM) ME: you tell me?
(01:08:33 PM) mrdave williams: i have told you,you don't want to follow
(01:08:44 PM) ME: Western Union guy said be secure.
(01:08:47 PM) ME: MCTN is like money!
(01:09:20 PM) mrdave williams: yes i assure you email its very secure
(01:09:28 PM) ME: Show me on Internet?
(01:09:38 PM) mrdave williams: how?
(01:09:46 PM) ME: Show me page saying email secure?
(01:10:30 PM) mrdave williams: OK if you don't want to send it through email how are you going to do it?
(01:10:41 PM) ME: Western Union said be very careful!
(01:10:43 PM) ME: Telephone?
(01:11:15 PM) mrdave williams: OK let me give you our account officer telephone
(01:11:20 PM) ME: OK
(01:11:57 PM) mrdave williams: +2347067718342
(01:12:02 PM) ME: US number?
(01:12:28 PM) mrdave williams: he is not in US now
(01:12:34 PM) ME: Oh. Where?
(01:13:11 PM) mrdave williams: he went for an important meeting
(01:13:19 PM) mrdave williams: with the president
(01:13:24 PM) ME: You are president?
(01:13:37 PM) mrdave williams: no
(01:13:43 PM) ME: you said so?
(01:14:16 PM) mrdave williams: i said he went for a meeting to see the president of nigeria
(01:14:21 PM) ME: Oh!
(01:14:28 PM) ME: He important!
(01:14:28 PM) mrdave williams: yeah
(01:14:35 PM) mrdave williams: yes my friend
(01:14:40 PM) ME: OK, what is your number?
(01:15:10 PM) mrdave williams: just send it to him
(01:15:19 PM) mrdave williams: he is the account officer
(01:15:25 PM) ME: I call you, you give to him?
(01:16:47 PM) mrdave williams: that's why i said just send it through email
(01:16:54 PM) mrdave williams: my phone is bad
(01:16:58 PM) ME: oh
(01:17:04 PM) ME: email unsafe
(01:17:12 PM) mrdave williams: it is safe
(01:17:15 PM) ME: show me
(01:17:42 PM) mrdave williams: OK send it to him with the number i gave to you
(01:17:47 PM) ME: I send to you.
(01:17:53 PM) ME: what u number?
(01:18:14 PM) mrdave williams: account officer number
(01:18:18 PM) ME: Yes?
(01:18:34 PM) mrdave williams: send the receipt to him
(01:18:40 PM) ME: i call you at bank/
(01:18:55 PM) mrdave williams: why are you like this?
(01:18:58 PM) ME: what?
(01:19:26 PM) mrdave williams: you don't follow my orders
(01:19:34 PM) mrdave williams: am trying to help you here
(01:19:42 PM) ME: Want to be safe
(01:20:00 PM) mrdave williams: its safe my friend
(01:20:03 PM) mrdave williams: believe me
(01:20:13 PM) ME: Chat safe?
(01:20:42 PM) mrdave williams: both chat and email its safe
(01:20:47 PM) ME: google say not safe
(01:21:13 PM) mrdave williams: just do it
(01:21:25 PM) mrdave williams: as soon as i receive it i will delete it
(01:21:36 PM) ME: google say not safe
(01:21:57 PM) mrdave williams: am confuse
(01:22:11 PM) ME: am not!
(01:23:01 PM) mrdave williams: just do it and lets close this
(01:23:04 PM) ME: OK, how?
(01:23:18 PM) mrdave williams: send it through email now
(01:23:23 PM) ME: Not safe!
(01:24:31 PM) mrdave williams: see listen to me am trying my best to help you here and you are making things difficult for me here
(01:24:42 PM) ME: I want safe
(01:25:17 PM) mrdave williams: am telling you its safe you are setting my brain on fire
(01:25:24 PM) ME: Google say not safe
(01:25:38 PM) mrdave williams: dont worry its safe
(01:25:42 PM) ME: Show me?
(01:25:58 PM) mrdave williams: whats the matter with you?
(01:27:28 PM) mrdave williams: just do it my friend
(01:28:23 PM) ME: baby crying, 1 minute
(01:29:17 PM) mrdave williams: just send it now let me confirm it
(01:38:08 PM) mrdave williams: are you there?
(01:43:48 PM) mrdave williams: talk to me
(01:48:24 PM) mrdave williams: what is going on?
(02:14:28 PM) ME: OK back
(02:16:46 PM) mrdave williams: so send it lets confirm it
(02:16:50 PM) ME: OK, how?
(02:17:10 PM) mrdave williams: just send it through chat or email
(02:17:46 PM) ME: not secure?
(02:17:59 PM) mrdave williams: just do it
(02:18:07 PM) mrdave williams: you are wasting time
(02:18:29 PM) ME: Want to be safe!
(02:18:46 PM) mrdave williams: dont worry trust me
(02:19:36 PM) ME: google says danger!
(02:19:48 PM) mrdave williams: just trust me
(02:20:23 PM) mrdave williams: they are saying danger because of internet fraudsters
(02:21:40 PM) ME: saying not secure
(02:22:25 PM) mrdave williams: yes just send it because they don't have my password to my account
(02:24:12 PM) ME: are you fraudster?
(02:24:57 PM) mrdave williams: no there are many fraudsters in the internet that is why they are warning you
(02:25:22 PM) ME: you are not one?
(02:25:29 PM) mrdave williams: no
(02:25:36 PM) mrdave williams: just do what i say
(02:25:52 PM) mrdave williams: and i will put smile on your face again
(02:25:58 PM) ME: OK.
(02:26:13 PM) mrdave williams: send it now
(02:26:27 PM) ME: OK, let me look at my receipt.
(02:26:36 PM) mrdave williams: OK
(02:26:53 PM) ME: It's the one that say MTNC?
(02:27:01 PM) mrdave williams: yes
(02:27:19 PM) ME: One sec, baby.
(02:27:30 PM) mrdave williams: OK
(02:27:37 PM) mrdave williams: send it first
(02:30:08 PM) mrdave williams: are you back?
(02:36:54 PM) mrdave williams: talk to me
(02:46:45 PM) mrdave williams: are you back?
(03:00:25 PM) mrdave williams: hello send it now
(03:18:20 PM) ME: OK, back.
(03:18:32 PM) mrdave williams: send it
(03:19:42 PM) ME: What is your phone?
(03:20:02 PM) mrdave williams: send it through email or chat
(03:20:21 PM) ME: What is your phone?
(03:20:39 PM) mrdave williams: i told you my phone is bad
(03:21:01 PM) ME: Oh, then how?
(03:21:57 PM) mrdave williams: i told you to send it through email or chat and i promise to put smile on your face within 24hours
(03:22:11 PM) ME: tomorrow?
(03:22:22 PM) mrdave williams: send it now
(03:23:07 PM) ME: how?
(03:23:20 PM) mrdave williams: through chat or email
(03:23:57 PM) ME: not safe
(03:24:30 PM) mrdave williams: i have explained to you before so stop asking long questions
(03:26:41 PM) ME: why?
(03:28:00 PM) mrdave williams: just do it and stop asking questions
(03:28:27 PM) ME: why?
(03:28:47 PM) mrdave williams: because you need to trust me on this matter
(03:28:53 PM) ME: OK
(03:29:02 PM) mrdave williams: so do it
(03:29:50 PM) ME: how?
(03:30:13 PM) mrdave williams: as we are chatting just do it like that
(03:30:19 PM) mrdave williams: just send it
(03:30:22 PM) ME: not safe
(03:31:18 PM) mrdave williams: see if you lose your money i will pay back now am telling you nothing will happen to your money
(03:32:03 PM) ME: ok.
(03:32:17 PM) mrdave williams: just do it now
(03:32:21 PM) ME: MCTN is 4246751
(03:32:39 PM) mrdave williams: is not complete
(03:33:05 PM) ME: Oh, that is first 7 digits
(03:33:20 PM) mrdave williams: complete it
(03:33:24 PM) ME: 42467514696350
(03:33:47 PM) mrdave williams: so what name do you use to pay it?
(03:33:53 PM) ME: My name, [deleted].
(03:34:17 PM) mrdave williams: ok i will get back to you
(03:34:20 PM) ME: OK.
(03:36:52 PM) mrdave williams: Mtcn is just 10 digits and you sent 14 digits
(03:38:10 PM) mrdave williams: are you there?
(03:38:47 PM) ME: Wait, sorry, mis read it
(03:39:00 PM) ME: 4675146963
(03:39:00 PM) mrdave williams: ok send it again
(03:39:03 PM) ME: 4675146963
(03:39:12 PM) mrdave williams: ok
(03:39:13 PM) ME: other part was processing fee
(03:39:20 PM) mrdave williams: kk
(03:42:55 PM) mrdave williams: our account officer said is invalid mtcn
(03:43:32 PM) ME: No way
(03:44:03 PM) mrdave williams: ok send it as it is in the receipt
(03:45:32 PM) mrdave williams: are you there?
(03:47:35 PM) ME: Where is my money?
(03:48:15 PM) mrdave williams: send it as it is in the receipt again
(03:52:23 PM) ME: Where is my money?
(03:52:53 PM) mrdave williams: which money?
(03:59:09 PM) ME: money you give me
Conversation with mrdavewilliams9@gmail.com at Tue 22 Jan 2013 11:56:38 AM MST on ME/ (jabber)

Conversation with mrdavewilliams9@gmail.com at Tue 22 Jan 2013 11:56:38 AM MST on ME/ (jabber)

(11:56:38 AM) mrdave williams: hello
(11:57:18 AM) ME: Hello again. Where is my money?
(11:57:32 AM) mrdave williams: you sent fake mtcn
(11:57:39 AM) ME: I sent you money!
(11:57:44 AM) ME: Where is my money?
(11:58:10 AM) mrdave williams: ok send the information again
(11:58:20 AM) ME: Where is my money now?
(11:58:39 AM) mrdave williams: just send the information again
(11:58:51 AM) ME: Tell me where my money is, you thief.
(11:59:19 AM) mrdave williams: am not just send the mtcn again
(11:59:33 AM) ME: I gave you money! You are swindler.
(12:00:08 PM) mrdave williams: stop saying nonsense just send it again let me check
(12:00:23 PM) ME: Nonsense? NONSENSE?! You fucking thief! You stole my money!
(12:00:29 PM) ME: My face is not smiling today!
(12:01:15 PM) mrdave williams: just be serious ok
(12:01:31 PM) ME: I am asshole!
(12:01:38 PM) ME: GIVE ME MY MONEY NOW!
(12:01:44 PM) mrdave williams: ok hold
(12:06:56 PM) mrdave williams: fuck you
(12:07:12 PM) ME: fuck you ass hole
(12:07:22 PM) ME: give me my money now, you cheat
(12:07:32 PM) mrdave williams: suck my dick you fool
(12:07:43 PM) mrdave williams: greedy goat like you
(12:08:02 PM) ME: I curse your eyes: you will be struck in the eyes soon and will lose your sight for at least a day. I so curse you!
(12:08:27 PM) mrdave williams: see i did not see any money
(12:08:29 PM) ME: I will call your boss you cow
(12:08:40 PM) mrdave williams: am telling you
(12:12:11 PM) ME: what?
(12:12:19 PM) ME: What are you telling me pigfucker?
(12:13:45 PM) mrdave williams: thanks for the insult but God will judge you
(12:13:57 PM) ME: Watch your eyes, thief!
(12:14:02 PM) ME: God will pluck them out!
(12:14:39 PM) mrdave williams: don't let me lay a course upon your child
(12:15:23 PM) ME: You would curse my baby?
(12:15:26 PM) ME: You filth!
(12:15:28 PM) ME: You swine!
(12:16:14 PM) mrdave williams: just don't insult me for what i knew nothing about
(12:16:21 PM) ME: You stole my money!
(12:16:31 PM) mrdave williams: i did not
(12:54:15 PM) ME: Where is it?
(01:34:52 PM) mrdave williams: you did not send the right receipt
(01:43:24 PM) ME: What should I have sent?
(01:43:38 PM) ME: My money is still safe?